Property Type: Detached HouseOwnership: Freehold

459 NAISMITH AVENUE, Harrison Hot Springs

Harrison Hot Springs, BC V0M1K0

$927,000

5 bed3 bath2,516 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.27 acres
Frontage
75 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,353.94 (2026)

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)

Exterior & Lot

View
River view

Parking

Features
Carport, RV

Room Dimensions

RoomLevelDimensions
Living roomMain level
Dining roomMain level
KitchenMain level
Bedroom 2Main level
Bedroom 3Main level
Primary BedroomMain level
Recreational, Games roomLower level
Family roomLower level
Bedroom 4Lower level
Bedroom 5Lower level
OtherLower level
Laundry roomLower level

Listing Information

MLS®
R3151406
Listed
July 30, 2026
Time on market
On the market for 32 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Century 21 Creekside Realty · Data source: CREA DDF.

Description

Tucked away on a private 1/4 ACRE LOT backing onto the Miami River, this beautifully updated 5 bd, 3 bath home offers the perfect blend of comfort, flexibility, and outdoor lifestyle! Enjoy direct river access from your own backyard OASIS surrounded by mature trees and peaceful nature. Upstairs features 3 spacious bdrms and 2 bath, including a refreshed ensuite in the primary bedroom. The RENOVATED basement (2023) offers in-law suite potential, 2 bedrooms, 2 rec rooms, wet bar, bathroom, laundry, separate entrance, and plenty of space for extended family or guests. Recent updates include new deck coating, repainted kitchen cabinets, and more. Stay comfortable year-round with AC and enjoy the included hot tub! Large Li-shaped driveway with RV parking. Minutes Minutes to Harrison Lake! (id:63159)

Values & Trends

This listing

$368/sqft

Building average

No other active listings in this building

Harrison Hot Springs average

$600/sqft

22 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Agassiz

16°C

Humidity 88%

Wind ENE 2 km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

1,905

(2021 Census)

+29.8% since 2016

Density: 347/km²

Dwellings: 1,045

Median household income: $74,000

After-tax: $67,500

Immigrant population: 18.5%

Top countries of origin (% of total population)

  • United Kingdom7.1% · 135
  • Germany1.6% · 30
  • United States of America1.3% · 25
  • Netherlands1.3% · 25
  • South Africa, Republic of1% · 20
  • Korea, South0.8% · 15
  • India0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Harrison Hot Springs ElementaryElementary365 m
Agassiz Elem-SecondaryK-127.0 km
Agassiz Centre for EducationSecondary7.0 km
Agassiz Christian School(Independent)Elementary7.3 km
Kent ElementaryElementary7.4 km
Timothy Christian School(Independent)K-1212.6 km
Rosedale Traditional CommunityElementary14.2 km
Mount Cheam Christian School(Independent)K-1215.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Kitami Japanese Restaurant550 m
  • John Fish & Chips572 m
  • Hot Spring Villa Restaurant573 m
  • Milos Greek Taverna · 234 Esplanade Avenue598 m
  • Hot Springs Steakhouse645 m

Cafes (5+)

  • Bungalow Ice Cream & Coffee Bar497 m
  • Muddy Waters Cafe · 328 Esplanade Avenue497 m
  • Lakefront Cafe559 m
  • Harrison Corner Cafe · 310 Hot Springs Road564 m
  • Chuck & Kitty's Country Cafe660 m

Parks (4)

  • Spring Park263 m
  • Woods Park357 m
  • Unnamed402 m
  • Rendall Park637 m

Nearby places data: © OpenStreetMap contributors.

School district: Fraser-Cascade (SD78)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,700) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$741,600.00
Periodic payment — Principal & Interest (monthly)$4,784.55
Additional monthly expenses (strata, tax, utilities, etc.)$405.50
Total monthly cost$5,190.05
Interest paid over 5-yr term$212,544.69
Balance at end of term$667,071.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,700
Stress test qualifying rate8.09%
Payment you must qualify for$6,607.72

Cash Needed at Closing

Minimum down payment$67,700
Estimated BC PTT$16,540
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,740

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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