Property Type: Condo / ApartmentOwnership: Strata

460 5th Avenue Unit# 201

Kamloops, BC V2C5Y2

$379,900

1 bed1 bath1 parking760 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$230/mo
Annual property tax
$2,467.26

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Reserve Fund Contributions, Sewer

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Unknown
Flooring
Tile, Laminate

Exterior & Lot

Exterior features
Brick, Stucco, Other
View
City view, Mountain view, View (panoramic)

Building

Roof
Unknown, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, Underground, Parkade, Heated Garage

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
FoyerMain level7'0'' x 4'6''
Utility roomMain level4'0'' x 4'0''
Laundry roomMain level3'0'' x 3'0''
StorageMain level4'2'' x 6'10''
Primary BedroomMain level12'8'' x 10'5''
DenMain level8'7'' x 8'0''
KitchenMain level8'0'' x 11'0''
Dining roomMain level10'0'' x 6'6''
Living roomMain level10'0'' x 12'0''
4pc BathroomMain level

Listing Information

MLS®
10393299
Listed
July 2, 2026
Time on market
On the market for 60 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

This modern 1 bedroom + 1 den and 1 bathroom condo, boasts 760 sq ft of living space with an open-concept and bright floor-plan. Located in the heart of downtown Kamloops inside one of the most sought-after buildings in the city, The Mosaic - where units rarely come available for sale. Featuring brand new windows, 9' high ceilings, premium finishes including tile and wide-plank flooring throughout, quartz countertops, and heated bathroom floors. The floorplan is incredible - offering a spacious kitchen with an island and gas range, dining area, a living room and access to a private covered patio with mountain / city views and a gas BBQ line. The primary bedroom is a generous size, has a walk through closet, and has access to the spa-like 4pc bathroom - acting as an en-suite. This home also has a large storage room, in-suite laundry, and a den which is the perfect flex space as it can be used as an office, a 2nd / spare bedroom, and or a hobby room. This unit has hot-water-on-demand, gas furnace, central A/C, and comes with 1 secure underground parking stall with 7' clearance and a dedicated storage locker right in front of the parking stall. Low strata fee of $230 per month includes water, sewer, garbage, insurance, security system, maintenance, and management. The building allows dogs and cats with amenities including bike-storage, monitored security system, elevator, intercom admittance, a large common event area with kitchen, and a dog washing station! (id:63159)

Values & Trends

This listing

$500/sqft

Building average

No other active listings in this building

South Kamloops average

$515/sqft

34 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
First Baptist Classical Academy of Kamloops(Independent)K-12190 m
St. Ann's Academy(Independent)K-12612 m
Ecole Lloyd George ElementaryElementary762 m
South Kamloops SecondarySecondary927 m
Kamloops School of the ArtsK-121.2 km
Sa-Hali SecondaryElementary1.4 km
Beattie ElementaryElementary1.6 km
South Sa-Hali ElementaryElementary2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Denny's231 m
  • Oriental Gardens279 m
  • Sleepy's Diner295 m
  • Jacob’s Noodle & Cutlet · 264 4th Avenue297 m
  • Tumbleweed Lounge · 402 Victoria Street311 m

Cafes (5+)

  • Oasis Cafe235 m
  • Amplified · 465 Victoria Street280 m
  • Tea House · 372 Seymour Street292 m
  • Pizza King315 m
  • The Vic Downtown · 377 Victoria Street322 m

Grocery (2)

  • Daana Paani · 414 Seymour Street250 m
  • Save-On-Foods · 450 Lansdowne Street474 m

Parks (5+)

  • Memorial Hill Park478 m
  • Gaglardi Square · 173 SEYMOUR ST552 m
  • Kinsmen South Tot Lot · 975 PLEASANT ST620 m
  • Unnamed626 m
  • Unnamed655 m

Shopping (2)

  • Lansdowne Village445 m
  • London Drugs · 450 Lansdowne Street447 m

Gyms (1)

  • Infusion Fitness · 773 Victoria Street611 m

Pharmacies (5+)

  • Manshadi Fharmacy · St Paul Street75 m
  • Columbia Street Pharmacy · 300 Columbia Street317 m
  • Pratt's · 321 Nicola Street338 m
  • Kipp-Mallery · 273 Victoria Street449 m
  • London Drugs · 450 Lansdowne Street463 m

Banks & ATMs (5+)

  • Mortgage Network · 328 Seymour Street348 m
  • TD · 301 Victoria Street417 m
  • Unnamed423 m
  • CIBC · 304 Victoria Street461 m
  • Beem Credit Union · 350 Lansdowne Street475 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$303,920.00
Periodic payment — Principal & Interest (monthly)$1,960.79
Additional monthly expenses (strata, tax, utilities, etc.)$474.02
Total monthly cost$2,434.80
Interest paid over 5-yr term$87,104.35
Balance at end of term$273,377.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,775.23

Cash Needed at Closing

Minimum down payment$18,995
Estimated BC PTT$5,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,093

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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