Property Type: Detached HouseOwnership: Freehold

4609 41st Street

Osoyoos, BC V0H1V6

$869,000

3 bed2 bath1 parking1,950 sqftBuilt 1965
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.27 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,544.28

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Unknown

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view, View of water, View (panoramic)
Pool
Inground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, See Remarks, Heated Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Laundry roomLower level10'0'' x 9'1''
FoyerLower level13'11'' x 11'6''
Full ensuite bathroomLower level10'0'' x 7'3''
BedroomLower level10'0'' x 17'8''
Family roomLower level13'11'' x 12'8''
KitchenLower level13'11'' x 14'4''
3pc BathroomMain level
BedroomMain level10'4'' x 11'4''
Primary BedroomMain level10'0'' x 12'6''
Dining roomMain level15'7'' x 16'7''
KitchenMain level10'8'' x 20'4''
Living roomMain level13'7'' x 15'8''

Listing Information

MLS®
10383938
Listed
April 17, 2026
Time on market
On the market for 136 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Desert Oasis Rlty · Data source: CREA DDF.

Description

Secure a prime location on the desirable East Bench with this versatile 3-bedroom, 2-bathroom home featuring a full lower-level in-law suite. Engineered for the ultimate Osoyoos lifestyle, the private backyard is a standout for entertaining, featuring a heated saltwater swimming pool with fiber optic lighting and jets, a tiki bar with a washroom, and an outdoor kitchen. Take in spectacular views from the large covered deck overlooking the lake. Significant updates provide immediate value and peace of mind, including a newer roof, furnace, hot water tank, and fresh interior paint. The newly paved driveway also offers expanded parking for guests or recreational vehicles. Perfectly suited for families seeking multi-generational living, this move-in-ready residence is located just minutes from world-class wineries and Canada’s warmest lake. Experience a functional, well-maintained home designed for both comfort and social gatherings in the heart of the South Okanagan. (id:63159)

Values & Trends

This listing

$446/sqft

Building average

No other active listings in this building

Osoyoos Rural average

$633/sqft

26 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary2.7 km
Osoyoos SecondarySecondary3.6 km
Senpaq'cin School(Independent)Elementary19.0 km
Tuc-el-Nuit ElementaryElementary19.9 km
Southern Okanagan SecondarySecondary20.0 km
Southern Okanagan AltSecondary20.0 km
Oliver ElementaryElementary20.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($61,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$695,200.00
Periodic payment — Principal & Interest (monthly)$4,485.19
Additional monthly expenses (strata, tax, utilities, etc.)$310.02
Total monthly cost$4,795.22
Interest paid over 5-yr term$199,246.32
Balance at end of term$625,334.65

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$61,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,206.32

Cash Needed at Closing

Minimum down payment$61,900
Estimated BC PTT$15,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$78,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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