Property Type: TownhouseOwnership: Strata

4610 20 Street Unit# 8

Vernon, BC V1T4E5

$599,000

4 bed4.5 bath2 parking2,540 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$375/mo
Annual property tax
$3,477.52

Maintenance Fee Includes

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions

Interior

Basement
Full
Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Laminate, Carpeted, Ceramic Tile
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave

Exterior & Lot

Exterior features
Vinyl siding, Other
Lot features
Corner Site
Fencing
Fence

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
026-862-697

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
WorkshopBasement10'6'' x 9'9''
Utility roomBasement4'8'' x 7'3''
StorageBasement4'8'' x 4'5''
OtherBasement5'0'' x 10'5''
Recreation roomBasement13'11'' x 13'1''
3pc BathroomBasement4'11'' x 7'3''
BedroomBasement11'2'' x 12'3''
3pc Ensuite bathSecond level4'11'' x 8'6''
Primary BedroomSecond level13'8'' x 13'4''
4pc BathroomSecond level8'4'' x 6'5''
BedroomSecond level12'9'' x 9'11''
BedroomSecond level10'4'' x 10'10''
Laundry roomMain level5'9'' x 9'11''
2pc BathroomMain level5'1'' x 5'7''
Living roomMain level17'2'' x 15'2''
Dining roomMain level10'10'' x 8'7''
KitchenMain level11'8'' x 9'1''

Listing Information

MLS®
10374224
Listed
August 13, 2026
Time on market
On the market for 18 days
Data last synced
August 31, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

Experience comfortable living in this impressive end unit townhouse, featuring the largest yard in the the Woodlands complex! The outdoor space is complete with a patio, lawn area, and a relaxing hot tub within the private, fully fenced backyard that can be accessed right from the main floor. This bright, meticulously maintained home features an open concept main floor that has a living room area with a gas fireplace, dining area, a functional u-shaped kitchen featuring four stainless steel appliances, a double sink, and a breakfast bar perfect for casual dining. You will appreciate the ample cabinet storage and generous counter space, complemented by a nearby pantry. For added convenience, there is a handy 2 pc powder room and a dedicated laundry room which also serves as a mudroom with access to the garage. Upstairs, you will find three spacious bedrooms and a full 4-pc bathroom, including a primary suite with a walk in closet and ensuite. The home boasts a finished basement, adding over 800 square feet of functional living space with a rec room, fourth bedroom and a third full 3-pc bathroom, making it perfect for guests or a growing family. This home has a single car garage, and an additional assigned parking spot. Perfectly situated in Harwood, you are just minutes away from Harwood Elementary and local parks. This pet friendly community allows for two dogs or cats or 1 of each, with a maximum 18 inch shoulder height. Shows 10 out of 10! (id:63159)

Values & Trends

This listing

$236/sqft

Building average

No other active listings in this building

Harwood average

$344/sqft

16 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Harwood ElementaryElementary328 m
Pleasant Valley Christian Academy(Independent)Elementary/Middle384 m
W.L. Seaton SecondarySecondary1.0 km
Silver Star ElementaryElementary1.4 km
Ecole Beairsto ElementaryElementary1.6 km
Alexis Park ElementaryElementary1.6 km
St James(Independent)Elementary2.1 km
Vernon SecondaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Eat Good Market Deli - Pineapple Express Bistro · 4511 27 Street550 m
  • 27th Street Grille1632 m
  • C-Lovers Fish & Chips793 m

Grocery (1)

  • Butcher Boys509 m

Parks (2)

  • Unnamed630 m
  • Girouard Park636 m

Gyms (2)

  • World Health and Fitness · 4801 27 Street628 m
  • Planet Fitness676 m

Pharmacies (1)

  • Shoppers Drug Mart748 m

Banks & ATMs (1)

  • Scotiabank656 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$791.79
Total monthly cost$3,883.43
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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