Property Type: TownhouseOwnership: Strata

5501 20 Street Unit# 119

Vernon, BC V1T7T2

$695,000

3 bed3.5 bath3 parking2,330 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$529/mo
Annual property tax
$3,372

Interior

Basement
Partial, Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Laminate, Carpeted

Exterior & Lot

Exterior features
Stucco
View
City view
Waterfront
Waterfront on stream

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherBasement15'7'' x 39'5''
Laundry roomBasement8'1'' x 12'5''
Recreation roomBasement12'5'' x 17'2''
3pc Ensuite bathSecond level6'0'' x 10'11''
BedroomSecond level11'11'' x 13'11''
OtherSecond level8'10'' x 12'5''
4pc Ensuite bathSecond level6'1'' x 14'3''
Primary BedroomSecond level15'9'' x 20'10''
BedroomMain level11'11'' x 15'6''
2pc BathroomMain level5'5'' x 9'0''
KitchenMain level12'5'' x 16'1''
Dining roomMain level9'6'' x 16'1''
Living roomMain level12'6'' x 21'9''
FoyerMain level6'10'' x 7'10''

Listing Information

MLS®
10384643
Listed
April 24, 2026
Time on market
On the market for 129 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Welcome to one of the most beautifully renovated townhomes to hit the market this spring. Located in a well run, self managed strata, this larger unit stands out not only for its quality updates, but for its exceptional positioning within the complex. Extensively renovated from top to bottom, this home has been completely transformed with no detail overlooked. From the bathrooms and kitchen to the flooring and paint, every element has been carefully curated to create a refined, cohesive living space. Updated appliances and timeless finishes elevate the home throughout. The main living area is filled with natural light, enhanced by picturesque views of the trees and creek behind. Backing onto a peaceful creek setting, you will love the sense of privacy and connection to nature from both inside and out. Enjoy your morning coffee on the front patio or unwind in the lovely backyard space. Comfort is covered year round with air conditioning, a natural gas furnace, and a cozy gas fireplace. One of the standout features here is the incredible parking and garage setup. With a 39’5” x 15’7” garage plus driveway parking, you have space for three vehicles, a rare and valuable offering. Situated in a highly desirable area with convenient access to the Anderson Way corridor, this home combines lifestyle, location, and function seamlessly. A truly standout property in this price range, and one that is sure to impress. (id:63159)

Values & Trends

This listing

$298/sqft

Building average

No other active listings in this building

Harwood average

$340/sqft

16 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pleasant Valley Christian Academy(Independent)Elementary/Middle1.1 km
Harwood ElementaryElementary1.1 km
W.L. Seaton SecondarySecondary1.8 km
Alexis Park ElementaryElementary2.1 km
Silver Star ElementaryElementary2.2 km
Ecole Beairsto ElementaryElementary2.4 km
B X ElementaryElementary2.4 km
Vernon Christian School(Independent)K-122.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • C-Lovers Fish & Chips575 m

Cafes (1)

  • Tim Hortons495 m

Grocery (1)

  • Butcher Boys527 m

Parks (4)

  • BX Creek Natural Wetland168 m
  • Unnamed193 m
  • BX Creek Wetlands594 m
  • N'Kwala Park · 5440 MacDonald Road644 m

Shopping (2)

  • Walmart266 m
  • Unnamed472 m

Gyms (1)

  • World Health and Fitness · 4801 27 Street777 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$556,000.00
Periodic payment — Principal & Interest (monthly)$3,587.12
Additional monthly expenses (strata, tax, utilities, etc.)$927.36
Total monthly cost$4,514.48
Interest paid over 5-yr term$159,351.20
Balance at end of term$500,123.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,002.12

Cash Needed at Closing

Minimum down payment$44,500
Estimated BC PTT$11,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$57,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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