Property Type: Detached HouseOwnership: Freehold

4616 37th Street

Osoyoos, BC V0H1V6

$819,900

4 bed4.5 bath3 parking3,636 sqftBuilt 1987
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,072.17

Interior

Heating
See remarks
Cooling / A/C
Wall unit
Fireplace
None

Exterior & Lot

View
City view, Lake view, Mountain view, Valley view, View of water

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
Partial bathroomMain level
Full bathroomThird level6'11'' x 6'9''
StorageThird level13'1'' x 21'6''
Laundry roomThird level13'4'' x 11'10''
Recreation roomThird level13'5'' x 16'
Hobby roomThird level13'1'' x 16'2''
BedroomThird level13'4'' x 18'1''
3pc BathroomSecond level7'4'' x 6'
BedroomSecond level9'11'' x 16'5''
BedroomSecond level16'7'' x 14'11''
5pc Ensuite bathSecond level13'1'' x 12'6''
Primary BedroomSecond level13'5'' x 18'10''
Family roomMain level26'10'' x 18'10''
KitchenMain level13'7'' x 16'6''
Dining roomMain level13'6'' x 16'9''
Living roomMain level20'5'' x 15'11''
FoyerMain level6'1'' x 7'2''

Listing Information

MLS®
10379992
Listed
April 9, 2026
Time on market
On the market for 144 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Realty Solutions · Data source: CREA DDF.

Description

Perched on Osoyoos’ highly desirable East Bench, this 4-bedroom, 4-bathroom home captures breathtaking 180-degree panoramic views of Osoyoos Lake, Haynes Point, downtown, and the U.S. border. Spanning three levels, the home offers a functional and spacious layout ideal for families, investors, or those seeking a vacation property. Large windows throughout invite an abundance of natural light while framing stunning lake, mountain, and city views. The lower level presents excellent suite potential, offering flexibility for a mortgage helper or income-generating opportunity. A dedicated workshop adds further value, perfect for storage, hobbies, or home-based projects. Situated in a prime East Bench neighbourhood, this property offers exceptional potential for renovation or investment. PRICED WELL BELOW ASSESSED VALUE, this is a rare opportunity to secure a view property in one of Osoyoos’ most sought-after locations. (id:63159)

Values & Trends

This listing

$225/sqft

Building average

No other active listings in this building

Osoyoos Rural average

$642/sqft

26 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary2.7 km
Osoyoos SecondarySecondary3.6 km
Senpaq'cin School(Independent)Elementary18.9 km
Tuc-el-Nuit ElementaryElementary19.9 km
Southern Okanagan SecondarySecondary20.0 km
Southern Okanagan AltSecondary20.0 km
Oliver ElementaryElementary20.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($56,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$655,920.00
Periodic payment — Principal & Interest (monthly)$4,231.77
Additional monthly expenses (strata, tax, utilities, etc.)$521.35
Total monthly cost$4,753.12
Interest paid over 5-yr term$187,988.56
Balance at end of term$590,002.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$56,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,866.51

Cash Needed at Closing

Minimum down payment$56,990
Estimated BC PTT$14,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$72,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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