Property Type: Land / LotOwnership: Freehold

4617 Fordham Road

Kelowna, BC V1W1P1

$729,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.2 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$0

Interior

Fireplace
None

Listing Information

MLS®
10376483
Listed
February 19, 2026
Time on market
On the market for 193 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Prime Build Opportunity in the Lower Mission! This large, flat 0.20-acre lot is fully serviced and ready for your custom home, saving you time, money, and the hassle of additional prep work. The level grade is perfect for a full basement and can easily accommodate a pool, without the engineering challenges often seen in the Upper Mission. Located in a quiet, family-friendly pocket just minutes from OKM, Anne McClymont, Dorothea Walker, and walking distance to the new Dehart Park, this spot offers unbeatable convenience. Okanagan Lake, golf, wineries, and the H2O/MNP rec centre are all close by for a vibrant, outdoor lifestyle. Zoned RU4 – Duplex Housing (formerly RU6), the property supports two-dwelling forms and compatible secondary uses, ideal for suite potential or multi-generational living (buyer to confirm with the City). Build with your preferred builder or bring your own design; the seller also has two ready-to-go plans (4–6 bedrooms with optional suites). Road frontage fees are already paid, offering strong value. A rare chance to build in one of the Lower Mission’s most desirable neighbourhoods.Reach out to secure this exceptional lot! (id:63159)

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bellevue Creek ElementaryElementary183 m
Okanagan Mission SecondaryElementary588 m
Anne McClymont ElementaryElementary1.0 km
Dorothea Walker ElementaryElementary1.3 km
Canyon Falls Middle SchoolMiddle1.5 km
Lakeside School Kelowna(Independent)Elementary1.5 km
de l'Anse-au-sableK-122.3 km
Chute Lake ElementaryElementary3.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Mission Ridge Park501 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$583,200.00
Periodic payment — Principal & Interest (monthly)$3,762.61
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$3,762.61
Interest paid over 5-yr term$167,146.80
Balance at end of term$524,590.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,237.42

Cash Needed at Closing

Minimum down payment$47,900
Estimated BC PTT$12,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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