Property Type: Land / LotOwnership: Freehold

4615 Fordham Road

Kelowna, BC V1W1P1

$540,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.17 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$0

Interior

Fireplace
None

Listing Information

MLS®
10376485
Listed
February 19, 2026
Time on market
On the market for 193 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Rare Opportunity to Build in Lower Mission! This flat 0.17-acre lot is a fantastic find in a peaceful, family-oriented neighbourhood, offering an ideal setting for your custom home. Fully serviced with water, sewer, electrical, and natural gas, the property is development-ready—saving you valuable time and upfront costs. The level grade is perfectly suited for a full basement design and offers excellent flexibility for future landscaping or outdoor living concepts. Enjoy the lifestyle perks of being close to Okanagan Lake, wineries, golf courses, schoools and the H2O/MNP aquatic and recreation centre. Zoned RU4 – Duplex Housing (previously RU6 under the former zoning bylaw), this property supports two-dwelling housing forms and compatible secondary uses, providing flexibility for a future suite or multi-generational living arrangement. Buyers are encouraged to confirm specific permitted uses with the City of Kelowna. You may build with your preferred builder or bring forward a custom design that aligns with the neighbourhood’s architectural guidelines. The seller also has two pre-designed home plans available—ranging from four to six bedrooms with optional basement suites—offering excellent starting points for your vision. Road frontage fees are already included in the price, creating additional savings. Don’t miss this exceptional opportunity to build your dream home in one of the Lower Mission’s most desirable locations. Contact us today to learn more! (id:63159)

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bellevue Creek ElementaryElementary177 m
Okanagan Mission SecondaryElementary573 m
Anne McClymont ElementaryElementary986 m
Dorothea Walker ElementaryElementary1.3 km
Canyon Falls Middle SchoolMiddle1.5 km
Lakeside School Kelowna(Independent)Elementary1.5 km
de l'Anse-au-sableK-122.3 km
Chute Lake ElementaryElementary3.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Mission Ridge Park515 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$432,000.00
Periodic payment — Principal & Interest (monthly)$2,787.12
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$2,787.12
Interest paid over 5-yr term$123,812.44
Balance at end of term$388,585.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,929.41

Cash Needed at Closing

Minimum down payment$29,000
Estimated BC PTT$8,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$39,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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