Property Type: Detached HouseOwnership: Freehold

4638 6 Highway

Nelson, BC V1L6Z4

$899,900

5 bed2 bath8 parking2,912 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
11.79 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,522.83

Interior

Heating
Baseboard heaters, Stove, Electric, Wood
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Laminate, Carpeted

Exterior & Lot

Exterior features
Other
View
Mountain view
Waterfront
Waterfront on creek
Lot features
Level lot

Building

Roof
Asphalt shingle, Unknown
Water source
Creek/Stream
Sewer
Septic tank
Utilities
Electricity
Parcel ID (PID)
014-973-391

Parking

Total spaces
8

Room Dimensions

RoomLevelDimensions
BedroomSecond level17'8'' x 11'7''
BedroomSecond level18'0'' x 13'0''
BedroomSecond level18'1'' x 14'0''
Primary BedroomSecond level19'3'' x 16'5''
Utility roomMain level6'0'' x 6'0''
4pc BathroomSecond level14'11'' x 6'7''
4pc BathroomMain level
BedroomMain level18'3'' x 17'11''
Living roomMain level17'5'' x 11'7''
PantryMain level8'0'' x 6'0''
KitchenMain level18'0'' x 17'6''

Listing Information

MLS®
10390911
Listed
June 10, 2026
Time on market
On the market for 82 days
Data last synced
August 31, 2026

Listing provided by: Valhalla Path Realty · Data source: CREA DDF.

Description

Selkirk Mountain Retreat – Home, Business & Lifestyle Opportunity Welcome to a truly exceptional property where adventure, nature, and opportunity come together. Located adjacent to the Nordic Ski Club trails and at the turnoff to Whitewater Ski Resort, this unique acreage places year-round recreation right outside your door. Zoned C2 Tourist Commercial, the property offers outstanding potential for entrepreneurs, investors, or families seeking a mountain lifestyle with income opportunities. The beautifully updated home features five spacious bedrooms and was designed with hospitality in mind, making it ideal as a lodge, inn, retreat, or guest accommodation business. Previously operated as a farm, the acreage consists primarily of open pastureland surrounded by the spectacular beauty of the Selkirk Mountains. Deer, elk, birds, and other wildlife are frequent visitors, creating a peaceful and inspiring setting. Two cabin sites are already prepared for development, providing excellent potential to expand accommodations and generate additional revenue. Whether you envision a boutique lodge, wellness retreat, tourism business, hobby farm, or family estate, the possibilities are extensive. Rarely does a property combine commercial zoning, income potential, acreage, and direct access to some of the Kootenays' finest outdoor recreation. A remarkable opportunity in the heart of the Selkirks. (id:63159)

Values & Trends

This listing

$309/sqft

Building average

No other active listings in this building

Nelson South/Salmo Rural average

$640/sqft

7 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Rosemont Elementary SchoolElementary10.2 km
Trafalgar Middle SchoolMiddle10.3 km
South Nelson ElementaryElementary10.3 km
St Joseph School(Independent)Elementary/Middle10.5 km
ReachSecondary10.6 km
WildflowerElementary/Middle10.6 km
L V Rogers SecondarySecondary11.1 km
Secondaire de NelsonSecondary11.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$522.90
Total monthly cost$5,167.58
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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