Property Type: Detached HouseOwnership: Freehold

4652 Rose Crescent

Eagle Bay, BC V0E1T0

$689,500

2 bed2 bath15 parking1,416 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
9.88 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,229.46

Interior

Heating
Other
Cooling / A/C
See Remarks
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding
View
Lake view, Mountain view, View of water, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
15 — covered indicated
Features
Attached Garage, Detached Garage, RV, Oversize, See Remarks

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level
OtherMain level6'5'' x 6'
BedroomMain level13'4'' x 10'6''
4pc Ensuite bathMain level
Primary BedroomMain level20'2'' x 14'2''
KitchenMain level10' x 9'9''
Dining roomMain level11' x 10'
Living roomMain level14'8'' x 20'

Listing Information

MLS®
10385922
Listed
May 4, 2026
Time on market
On the market for 119 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Orchard Country · Data source: CREA DDF.

Description

PRICED $234,500 BELOW ASSESSED VALUE! Rare opportunity to secure a private 9.88-acre retreat in scenic Eagle Bay! LAKE & MOUNTAIN VIEW, 2-bed, 2-bath home w/ an open-concept living, dining, & kitchen area w/ vaulted ceilings, fresh paint, & laminate flooring. Spacious main bedroom w/ a walk-in closet & private 4-piece ensuite, creating a comfortable main-floor layout. Lower level is unfinished but could be a future media room, gym, or recreation space. An attached oversized single-car garage (20x19) w/ 200-amp service adds convenience. The property is well-equipped w/ two workshops: a substantial 35x68 shop w/ two garage doors, kitchenette, full bathroom, basement, & 600-amp service (w/ potential for additional access) and a 2nd 10x30 shop w/ its own 200-amp panel. Surrounded by natural landscape, it offers privacy & the true rural lifestyle but mins from Shuswap Lake access points, boat launches, hiking trails, & endless recreational opportunities (fishing, boating, snowmobiling, & backcountry exploring). Within driving distance to nearby communities & essential services. Property requires work and is being sold “AS IS, WHERE IS,” presenting an excellent opportunity for investors, renovators, or those looking to create a custom Shuswap getaway or full-time residence. Agriculture Land Commission indicates the property is NOT in the ALR; buyer to verify all information & permitted uses. By appointment only. Measurements approximate; buyer to verify if important. (id:63159)

Values & Trends

This listing

$487/sqft

Building average

No other active listings in this building

Eagle Bay average

$523/sqft

15 active listing(s)

Parking: 15 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle9.3 km
Carlin Elementary MiddleElementary/Middle12.9 km
Sorrento ElementaryElementary18.4 km
North Canoe ElementaryElementary19.3 km
Eagle River SecondaryK-1219.5 km
Shuswap SDA(Independent)Elementary/Middle19.8 km
Parkview Elementary SchoolElementary19.9 km
Salmon Arm SecondarySecondary23.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($43,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$551,600.00
Periodic payment — Principal & Interest (monthly)$3,558.74
Additional monthly expenses (strata, tax, utilities, etc.)$340.12
Total monthly cost$3,898.86
Interest paid over 5-yr term$158,090.15
Balance at end of term$496,165.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$43,950
Stress test qualifying rate8.09%
Payment you must qualify for$4,964.05

Cash Needed at Closing

Minimum down payment$43,950
Estimated BC PTT$11,790
Legal / closing costs (typical estimate)$1,500
Total cash needed$57,240

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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