Property Type: Detached HouseOwnership: Freehold

4061 Torry Road

Eagle Bay, BC V0E1T0

$629,000

3 bed2 bath1,552 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.9 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,277.18

Interior

Heating
Baseboard heaters, Electric, See remarks
Cooling / A/C
Window air conditioner
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Vinyl, Wood

Exterior & Lot

Exterior features
Wood
View
Lake view, Mountain view

Building

Roof
Metal, Unknown

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherBasement19'9'' x 24'8''
Utility roomBasement12'3'' x 21'0''
Full bathroomBasement5'10'' x 7'3''
BedroomBasement8'11'' x 10'6''
BedroomMain level8'8'' x 16'5''
Primary BedroomMain level10'0'' x 15'9''
4pc BathroomMain level6'9'' x 7'9''
KitchenMain level10'9'' x 21'5''
Dining roomMain level7'8'' x 11'2''
Living roomMain level18'9'' x 9'4''

Listing Information

MLS®
10395617
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Sorrento) · Data source: CREA DDF.

Description

Welcome to 4061 Torry Road! Escape to the Shuswap with this charming rustic cabin nestled on a rare and private 0.90-acre double lot in the heart of Eagle Bay Estates. Surrounded by mature trees and offering exceptional privacy, this is the perfect place to unplug, gather with family and friends, and create memories that will last for generations.Designed for year-round enjoyment, the cabin is heated by a pellet furnace, a cozy wood-burning fireplace, and electric baseboard heating, making it equally inviting for summer adventures and winter escapes.Outside, the expansive property offers plenty of room for boats, RVs, and all your recreational toys, along with two fire pits and endless space to relax and entertain. Enjoy exclusive access to a private community beach on beautiful Shuswap Lake, complete with a boat launch, dock, and picnic area—everything you need to embrace the Shuswap lifestyle without the waterfront price tag. Eagle Bay Estates Private Beach is only an admin fee of $300 and then $175/yr! Whether you're searching for a family cabin, a recreational retreat, or a peaceful getaway with room to roam, this unique Eagle Bay property offers rustic charm, exceptional privacy, and an unbeatable combination of space, recreation, and lifestyle. Don't forget to view the virtual tour! All measurements were taken by Matterport. (id:63159)

Values & Trends

This listing

$405/sqft

Building average

No other active listings in this building

Eagle Bay average

$528/sqft

15 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle7.7 km
Carlin Elementary MiddleElementary/Middle13.7 km
Sorrento ElementaryElementary17.6 km
North Canoe ElementaryElementary20.9 km
Shuswap SDA(Independent)Elementary/Middle21.3 km
Eagle River SecondaryK-1221.4 km
Parkview Elementary SchoolElementary21.8 km
Salmon Arm SecondarySecondary24.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$503,200.00
Periodic payment — Principal & Interest (monthly)$3,246.48
Additional monthly expenses (strata, tax, utilities, etc.)$267.77
Total monthly cost$3,514.24
Interest paid over 5-yr term$144,218.57
Balance at end of term$452,630.03

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,545.35

Cash Needed at Closing

Minimum down payment$37,900
Estimated BC PTT$10,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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