Property Type: Detached HouseOwnership: Freehold

4682 Lochside Dr

Saanich, BC V8Y2X7

$1,499,000

4 bed3 bath4 parking2,220 sqftBuilt 1987
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Property Details

Property & Lot

Sub-type
House
Lot size
10,454 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$7,250.49

Interior

Heating
Baseboard heaters, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Laundry roomSecond level
BathroomSecond level4-Piece
BedroomSecond level
BedroomSecond level
BedroomSecond level
EnsuiteSecond level4-Piece
Primary BedroomSecond level
BathroomMain level2-Piece
KitchenMain level
Family roomMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1042158
Listed
July 8, 2026
Time on market
On the market for 54 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital - Chatterton · Data source: CREA DDF.

Description

Welcome to this beautifully maintained 4-bedroom, 3-bathroom family home, ideally situated in one of Broadmead's most sought-after neighbourhoods. Offering over 2,200 sq. ft. of thoughtfully designed living space, this traditional two-storey home combines timeless style with modern updates. The main level features spacious living and dining rooms, rich hardwood flooring, and an updated kitchen with granite countertops, stainless steel appliances, and a bright eating area overlooking the private backyard. The adjoining family room opens onto a generous deck, creating the perfect space for entertaining or enjoying outdoor living. Upstairs, you'll find all four bedrooms, including a spacious primary retreat complete with a walk-in closet and beautifully updated ensuite. Set on a private, fully fenced 10,454 sq. ft. lot, there's plenty of room for children, pets, and avid gardeners alike. An attached double garage and crawl space provide excellent storage. Surrounded by parks, walking trails, top-rated schools, shopping, and everyday amenities, this exceptional home offers the perfect blend of comfort, privacy, and convenience in one of Victoria's most established and desirable communities, Broadmead. (id:63159)

Values & Trends

This listing

$675/sqft

Building average

No other active listings in this building

Broadmead average

$567/sqft

15 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Lochside ElementaryElementary577 m
Claremont SecondarySecondary1.6 km
Royal Oak Middle SchoolMiddle2.1 km
St. Margaret's(Independent)K-122.5 km
Cordova Bay ElementaryElementary2.7 km
Lake Hill ElementaryElementary2.8 km
Rogers ElementaryElementary3.4 km
Lakeview Christian School(Independent)Elementary/Middle3.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Kentwood Park165 m
  • Pondwood Park437 m
  • Perez Park467 m
  • McMinn Park478 m
  • Unnamed515 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($124,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,199,200.00
Periodic payment — Principal & Interest (monthly)$7,736.83
Additional monthly expenses (strata, tax, utilities, etc.)$715.21
Total monthly cost$8,452.04
Interest paid over 5-yr term$343,694.17
Balance at end of term$1,078,684.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$124,900
Stress test qualifying rate8.09%
Payment you must qualify for$10,566.35

Cash Needed at Closing

Minimum down payment$124,900
Estimated BC PTT$27,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$154,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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