Property Type: Detached HouseOwnership: Freehold

4685 KAMLOOPS VERNON Highway

Westwold, BC V0E3B1

$950,000

3 bed2 bath10 parking1,733 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
11.42 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,277.25

Interior

Heating
Baseboard heaters, Stove, Wood
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Hardwood

Exterior & Lot

Pool
Above ground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Full bathroomMain level8'3'' x 6'
BedroomMain level17'9'' x 11'1''
BedroomMain level17'9'' x 10'2''
Full ensuite bathroomMain level12'10'' x 6'11''
Primary BedroomMain level17'11'' x 14'6''
KitchenMain level18'5'' x 8'6''
Dining roomMain level15'9'' x 10'7''
Living roomMain level15'11'' x 25'7''

Listing Information

MLS®
10389902
Listed
June 4, 2026
Time on market
On the market for 88 days
Data last synced
August 28, 2026

Listing provided by: Canada Flex Realty Group · Data source: CREA DDF.

Description

Welcome to this stunning private estate situated off the Kamloops-Vernon Highway, offering complete seclusion surrounded by a natural forested setting. This rancher style home is packed with thoughtful upgrades and one-of-a-kind outdoor features that make it truly stand apart. The exterior was freshly painted in 2026 and features detailed bark-mulched landscaping, established gardens, and multiple outdoor seating areas. The property includes three natural biofiltration ponds with water features, private forested trails, and a wood deck with an above ground pool, an entertainer's dream set entirely within nature. Inside, the home showcases original maple hardwood floors, vaulted ceilings, and a bright open-concept living and dining area with large windows overlooking the property. The kitchen was fully renovated in 2021 with custom painted cabinetry, new countertops, a striking marble-look backsplash, and heated floors. A new wood-burning stove was added in 2023. The main bathroom also features heated tiled floors. The primary suite includes a large built-in soaking tub, double French doors opening onto a private patio, and its own serene outdoor connection. The garage offers added convenience with a utility sink and toilet. This is a rare opportunity to own a private, move-in ready acreage property with premium finishes, extensive outdoor living, and irreplaceable natural features. Don't miss it! (id:63159)

Values & Trends

This listing

$548/sqft

Building average

No other active listings in this building

Monte Lake/Westwold average

$376/sqft

6 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Westwold ElementaryElementary3.0 km
Falkland Elementary Junior SchoolElementary/Middle16.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($70,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$760,000.00
Periodic payment — Principal & Interest (monthly)$4,903.26
Additional monthly expenses (strata, tax, utilities, etc.)$276.77
Total monthly cost$5,180.03
Interest paid over 5-yr term$217,818.18
Balance at end of term$683,622.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$70,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,766.89

Cash Needed at Closing

Minimum down payment$70,000
Estimated BC PTT$17,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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