Property Type: Detached HouseOwnership: Freehold

4316 Kamloops Vernon Highway

Westwold, BC V0E3B1

$924,900

3 bed2 bath4 parking1,685 sqftBuilt 1966
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
27.46 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,358.15

Interior

Basement
Partial, Crawl space
Heating
Baseboard heaters, Stove, Wood
Cooling / A/C
See Remarks
Fireplace
Yes (2)
Fireplace type
Wood, Conventional

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Detached Garage, Carport, See Remarks

Room Dimensions

RoomLevelDimensions
SunroomMain level6'7'' x 11'2''
Mud roomBasement18'5'' x 18'8''
4pc BathroomMain level5' x 9'2''
4pc BathroomMain level8'1'' x 8'4''
BedroomBasement10' x 16'9''
BedroomMain level11'7'' x 13'5''
Primary BedroomMain level9'4'' x 15'6''
KitchenMain level11'8'' x 13'6''
Living roomMain level13'3'' x 17'3''

Listing Information

MLS®
10391054
Listed
June 12, 2026
Time on market
On the market for 80 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Ever want to drive your quad or ride your horse forever! Wonderful acreage just outside of Westwold backs onto crown land! Country style rancher with two shops! Amazing land with green pastures, a creek running through it and a good sized pond too! Set back off the highway by a fenced field and long driveway! This Rancher offers 3 bedrooms, two full bathrooms and a spacious living area! Walking in off the carport is a huge multi-use room with woodstove, and plenty of storage. Up a few steps is an open plan living concept. Kitchen with eating bar and high vaulted ceilings, separate dining space overlooking the front yard and a living room with a wood insert fireplace and rockwork right to the ceiling! Sliding doors off the living room to the yard ~ makes it easy with kids or small pets. Primary bedroom is on the main and has a bathroom right outside the door with modern soaker tub & shower. A second bedroom is on the main too! Bedroom 3 is on the lower level. A 2nd bath (4 piece) is on the main as well and both baths are nicely redone! The large shop has concrete floor with upper storage and woodstove. The second single shop is more for storage with attached wood storage cover. Land is fenced and has two levels. The lower is the home and shops and the upper has a flat bench that was fenced for horses. Beyond that upper land is Crown land forever! Come and see for yourself what a great place this is to call home! (id:63159)

Values & Trends

This listing

$549/sqft

Building average

No other active listings in this building

Monte Lake/Westwold average

$376/sqft

6 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Westwold ElementaryElementary4.5 km
Falkland Elementary Junior SchoolElementary/Middle18.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$739,920.00
Periodic payment — Principal & Interest (monthly)$4,773.71
Additional monthly expenses (strata, tax, utilities, etc.)$280.51
Total monthly cost$5,054.23
Interest paid over 5-yr term$212,063.20
Balance at end of term$665,560.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,490
Stress test qualifying rate8.09%
Payment you must qualify for$6,593.18

Cash Needed at Closing

Minimum down payment$67,490
Estimated BC PTT$16,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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