Property Type: Detached HouseOwnership: FreeholdNEW LISTING

4689 Cumberland Rd

Cumberland, BC V0R1S0

$1,225,000

3 bed2 bath8 parking1,463 sqftBuilt 1925
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Property Details

Property & Lot

Sub-type
House
Lot size
0.52 acres
Zoning
Residential

R-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,708

Interior

Heating
Heat Pump, Forced air, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Range - Gas, Dishwasher, Dryer

Exterior & Lot

View
Mountain view
Lot features
Central location, Corner Site, See remarks, Other

Building

Parcel ID (PID)
006-062-181

Parking

Total spaces
8

Room Dimensions

RoomLevelDimensions
Attic (finished)Second level24'11 x 35'5
BathroomMain level6'0 x 9'0
BedroomMain level8'11 x 12'5
BedroomMain level9'11 x 12'5
BathroomMain level6'7 x 8'10
Primary BedroomMain level12'7 x 14'4
Living roomMain level14'4 x 16'1
Dining roomMain level9'5 x 14'4
PantryMain level5'3 x 14'0
KitchenMain level9'9 x 14'4
Laundry roomMain level5'5 x 7'7
EntranceMain level7'7 x 8'9

Listing Information

MLS®
1048135
Listed
August 28, 2026
Time on market
On the market for 3 days
Data last synced
August 29, 2026

Listing provided by: Royal LePage-Comox Valley (CV) · Data source: CREA DDF.

Description

Set on a fully fenced half-acre in the Village of Cumberland, this charming 1925 character home offers an exceptional combination of space, warmth and exciting possibilities. The 3-bedroom, 2-bathroom home features 9' ceilings, new windows, updated bathrooms and a beautifully renovated kitchen with heated floors and a natural gas stove. The inviting living room is warmed by a woodstove, while natural gas forced-air heating and cooling and hot water on demand provide year-round comfort and modern convenience. There is an incredible amount of additional space to work with, including approximately 900 sq. ft. of unfinished attic space and a 1,600 sq. ft. unfinished basement with approximately 6' ceilings—ideal for storage, hobbies, projects and future ideas. Step outside to the south-facing deck and enjoy the mountain view overlooking a fully fenced half-acre with plenty of room to garden, play and enjoy. Mature apple, pear and cherry trees are already established. For anyone needing serious garage and workspace, the detached 837 sq. ft three-bay garage is a standout, complemented by a 19' x 13' carport. Connected to municipal water and sewer and zoned R-1 Infill Residential, the generous parcel also offers intriguing long-term possibilities under Cumberland's current zoning, which permits up to four dwelling units per lot, subject to Village requirements and approvals. Character, land, garage space and future potential—all on a rare half-acre parcel right in the Village of Cumberland. (id:63159)

Values & Trends

This listing

$837/sqft

Building average

No other active listings in this building

Cumberland average

$522/sqft

17 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Courtenay

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

4,447

(2021 Census)

+18.5% since 2016

Density: 153.1/km²

Dwellings: 1,918

Median household income: $86,000

After-tax: $75,500

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 195
  • United States of America1.3% · 60
  • Germany0.3% · 15
  • Netherlands0.2% · 10
  • South Africa, Republic of0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cumberland Community SchoolElementary/Middle808 m
Arden ElementaryElementary5.3 km
Royston ElementaryElementary5.7 km
Lake Trail CommunityMiddle6.3 km
Courtenay ElementaryElementary6.6 km
Nala'atsi Alternate ProgramSecondary6.6 km
Ecole Puntledge Park ElementaryElementary6.6 km
Aspen Park ElementaryElementary8.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Cooks Restaurant · 3273 Third Street705 m
  • Niji · 2744 Dunsmuir Avenue709 m
  • Riders Pizza · 2738 Dunsmuir Avenue721 m
  • Biblio Taco · 2724 Dunsmuir Avenue766 m

Cafes (2)

  • Cumberland Grind Espresso & Smoothie Bar · 2753 Dunsmuir Avenue713 m
  • Laneway Coffee and Kitchen · 2727 Dunsmuir Ave781 m

Grocery (1)

  • Seeds Natural Food Market · 2733A Dunsmuir Avenue776 m

Parks (5+)

  • Cumberland Peace Park393 m
  • Ulverston Park491 m
  • Ravenwood Park676 m
  • Village Square748 m
  • Cumberland Village Park785 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($97,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$980,000.00
Periodic payment — Principal & Interest (monthly)$6,322.63
Additional monthly expenses (strata, tax, utilities, etc.)$548.67
Total monthly cost$6,871.29
Interest paid over 5-yr term$280,870.82
Balance at end of term$881,513.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$97,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,670.08

Cash Needed at Closing

Minimum down payment$97,500
Estimated BC PTT$22,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$121,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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