Property Type: Detached HouseOwnership: Freehold

970 1st St

Courtenay, BC V9N1A9

$939,900

3 bed2 bath2 parking1,519 sqftBuilt 1925
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Property Details

Property & Lot

Sub-type
House
Lot size
9,583 square feet
Zoning
Residential

R-SSMUH

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,760.68

Interior

Heating
Baseboard heaters, Forced air, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
River view, View

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
OtherLower level6'11 x 7'5
Laundry roomLower level6'3 x 7'7
BedroomLower level11'6 x 11'6
EnsuiteLower level6'4 x 6'11
KitchenMain level9'2 x 13'3
EntranceMain level6'9 x 8'10
Living roomMain level14'5 x 11'4
BedroomMain level12'8 x 15'4
Dining roomMain level11'2 x 12'3
BedroomMain level11'4 x 11'4
BathroomOther6'4 x 15'4

Listing Information

MLS®
1043618
Listed
July 27, 2026
Time on market
On the market for 35 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage-Comox Valley (CV) · Data source: CREA DDF.

Description

Heritage Character, Modern Living, and 2 Titled Lots: Rebuilt from the inside out & bottom up while preserving its 1925 character, this Old Orchard home pairs high quality fir floors, solid fir doors & custom woodwork with updated systems & thoughtfully added living space. The 1,519 sq ft layout offers 2/3 bedrooms, (den that can serve as a 3rd bdrm), 2 new construction bathrooms 2006 - tile floors. Main-floor bedroom & full bathroom support day-to-day living on one level. A heritage-inspired kitchen with custom cabinetry opens to the dining area, where French doors extend daily living onto a 16x16 ft sun deck overlooking the sunny backyard. From there is established greenery creating a private outlook through the seasons. The bright main level carries vintage-inspired details through the windows, trim, & warm wood floors, while a natural gas fireplace gives the den/office/3rd bedroom a comfortable focal point. The 766 sqft addition offers 383 sqft finished on the lower level includes a bedroom with 3-piece ensuite, modern laundry room with 8 ft 3 in ceiling, rear-door access to the yard. An additional 676 sq ft with 6ft ceilings in the original lower-height basement provides dry storage, hobby, or workshop space and own exterior entrance. Electrical & plumbing improvements, 200-amp service, complemented by insulated windows & gas range. Outside, heritage apple tree, hedging, gardens, seasonal flowers, a greenhouse, wide driveway, and 11x20 ft detached carport add function across the 80x120 ft property. The home sits on 2 separately titled lots with 2 PIDs, combining for 0.22 acres under R-SSMUH zoning. Perched above 1st Street with a glimpse of the Puntledge River, the tucked-away setting with laneway access off 1st and Menzies Avenue or 2nd Street. Downtown Courtenay cafés, shopping, Puntledge River swimming, & the One Spot Trail all within walking distance. This is a considered blend of heritage detail, modern utility, flexible space, central Courtenay living. (id:63159)

Values & Trends

This listing

$619/sqft

Building average

No other active listings in this building

Courtenay City average

$543/sqft

30 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

28,420

(2021 Census)

+10.8% since 2016

Density: 876.6/km²

Dwellings: 13,414

Median household income: $72,000

After-tax: $65,500

Immigrant population: 13.6%

Top countries of origin (% of total population)

  • United Kingdom3.9% · 1,105
  • United States of America1.3% · 370
  • Germany1.1% · 300
  • Philippines1% · 290
  • Viet Nam0.6% · 160
  • India0.5% · 130
  • Korea, South0.4% · 110
  • Netherlands0.4% · 100

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Puntledge Park ElementaryElementary522 m
Lake Trail CommunityMiddle794 m
Courtenay ElementaryElementary1.2 km
Nala'atsi Alternate ProgramSecondary1.3 km
Arden ElementaryElementary2.0 km
Georges P. Vanier SecondarySecondary2.2 km
Glacier View Secondary CentreK-122.6 km
Queneesh ElementaryElementary3.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Yellow Deli · 596 5th Street526 m
  • Il Falcone Restaurant · 536 6th Street651 m
  • Pho' 54 · 492 Fitzgerald Avenue669 m
  • Golden Carriage · 478B 5th Street700 m
  • Dina Kurdish & Turkish Cuisine · 463 5th Street707 m

Cafes (3)

  • Frankie Jo's Bakery Café639 m
  • Bigfoot Donuts · 477 5th Street692 m
  • Freya Nordic Baking & Caffe790 m

Grocery (1)

  • Edible Island Whole Foods Market · 477 6th Street723 m

Parks (2)

  • Puntledge Park363 m
  • Harmston Park495 m

Gyms (3)

  • 30-Minute Hit Boxing For Women · 571 McPhee Avenue331 m
  • Titanium Crossfit · 823 McPhee Avenue584 m
  • The House of Now Yoga Studio593 m

Pharmacies (1)

  • Pharmasave785 m

Banks & ATMs (3)

  • BMO · 585 England Avenue772 m
  • Scotiabank · 392 5th Street795 m
  • Scotiabank799 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($68,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$751,920.00
Periodic payment — Principal & Interest (monthly)$4,851.13
Additional monthly expenses (strata, tax, utilities, etc.)$556.06
Total monthly cost$5,407.19
Interest paid over 5-yr term$215,502.43
Balance at end of term$676,354.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$68,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,696.99

Cash Needed at Closing

Minimum down payment$68,990
Estimated BC PTT$16,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$87,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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