Property Type: Detached HouseOwnership: Freehold

469 WESTVALE Drive

Waterloo, BC N2T1S9

$849,900

4 bed3.5 bath4 parking2,371 sqftBuilt 1985
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Lot size
0.23 acres
Frontage
60 feet

SR 1-10

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,585.81

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Hood Fan

Exterior & Lot

Exterior features
Brick, Aluminum siding
Lot features
Skylight, Automatic Garage Door Opener

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement16'11'' x 23'5''
StorageBasement11'1'' x 10'7''
Recreation roomBasement29'10'' x 21'0''
4pc BathroomSecond level
BedroomSecond level11'9'' x 9'8''
BedroomSecond level11'9'' x 9'6''
BedroomSecond level10'10'' x 11'5''
4pc Ensuite bathSecond level
Primary BedroomSecond level22'11'' x 11'0''
2pc BathroomMain level
Laundry roomMain level8'8'' x 9'8''
Family roomMain level15'7'' x 10'6''
Living roomMain level16'0'' x 10'5''
Dining roomMain level12'5'' x 10'5''
Eat in kitchenMain level15'4'' x 10'6''

Listing Information

MLS®
40859816
Listed
September 1, 2026
Time on market
On the market for 13 days
Data last synced
September 15, 2026

Listing provided by: Real Broker Ontario Ltd. · Data source: CREA DDF.

Description

Some homes give you rooms. This one gives you options. Need four actual bedrooms? You’ve got them. Want a home office without sacrificing a bedroom? There’s room for that too. Need separate spaces for kids, guests, movie nights, hobbies — or simply somewhere to go when everyone is home at once? That’s where 469 Westvale really stands out. With 2,371 sq. ft. of finished living space, this 4-bedroom Westvale home offers the kind of flexibility that can be hard to find. The main floor gives you three distinct spaces to live and gather: a bright living room, formal dining room and comfortable family room with fireplace, plus an eat-in kitchen that keeps everyday life connected. Upstairs are four bedrooms, including an impressively spacious primary bedroom with ensuite. And downstairs, the finished recreation room adds approximately 510 sq. ft. of additional living space — plenty of room for movie nights, games, workouts, hobbies or a playroom. Outside may be one of the home's nicest surprises. The generous 0.23-acre corner lot feels private and established, with mature trees, plenty of lawn and a newer deck (2023) with custom privacy walls — a backyard made for barbecues, morning coffee and long summer evenings. Add a double garage, main-floor laundry, roof shingles replaced in 2016 and several windows and patio doors updated over the years, and there is a lot here for a household looking for both space and practicality. All of this in established Westvale, close to parks, shopping, transit and schools. Four bedrooms. Multiple living spaces. A big yard. Double garage. Because sometimes what you're really looking for isn't just another house. It's room for real life. (id:63159)

Values & Trends

This listing

$358/sqft

Building average

No other active listings in this building

439 - Westvale average

$415/sqft

15 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,920.00
Periodic payment — Principal & Interest (monthly)$4,386.61
Additional monthly expenses (strata, tax, utilities, etc.)$584.48
Total monthly cost$4,971.10
Interest paid over 5-yr term$194,867.03
Balance at end of term$611,590.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,074.13

Cash Needed at Closing

Minimum down payment$59,990
Estimated BC PTT$14,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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