Property Type: Detached HouseOwnership: Freehold

4692 55A STREET

Ladner, BC V4K4H2

$1,588,000

3 bed4 bath4 parking2,627 sqftBuilt 1986
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Property Details

Property & Lot

Sub-type
House
Lot size
5,737 square feet
Frontage
50 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,323.1 (2026)

Interior

Heating
Heat Pump, Forced air, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Parking

Total spaces
4 — covered indicated
Features
Garage

Listing Information

MLS®
R3153525
Listed
August 7, 2026
Time on market
On the market for 24 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Royal LePage Regency Realty · Data source: CREA DDF.

Description

"CANDYCANE LANE" This immaculate 4 bedroom-4 bathroom residence has been meticulously maintained and beautifully updated. Step inside to discover newer hardwood floors, A/C pump, freshly painted interior, and a kitchen complete with s/steel appliance and granite countertops throughout. The main level offers a warm and inviting atmosphere, featuring a cozy family room centered around a charming gas fireplace-perfect for relaxing or entertaining. Outdoors, escape to your own secluded oasis in the beautifully landscaped private yard, featuring a peaceful water fountain. Adding incredible versatility, this home includes a private-entry bachelor suite situated above the double garage, ideal for guests, in-laws or rental income potential. Centrally located in a highly sought-after neighborhood. (id:63159)

Values & Trends

This listing

$604/sqft

Building average

No other active listings in this building

Ladner average

$599/sqft

8 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Richmond

Clear

17°C

Clear

Humidity 100%

Wind WNW 13 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

7/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Delta Christian School(Independent)Elementary513 m
Hawthorne ElementaryElementary933 m
Delta SecondarySecondary975 m
Holly ElementaryElementary1.2 km
Ladner ElementaryElementary1.3 km
Sacred Heart(Independent)Elementary1.6 km
Neilson Grove ElementaryElementary2.0 km
Port Guichon ElementaryElementary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound Ladner Trunk Rd @ 55B St237 m
Eastbound Ladner Trunk Rd @ Linden Dr240 m
Eastbound Ladner Trunk Rd @ 55B St249 m
Westbound Ladner Trunk Rd @ 54A St332 m
Westbound Ladner Trunk Rd @ 57 St372 m

Nearby Places

Restaurants (5+)

  • Mt. Fuji · 5198 Ladner Trunk Road687 m
  • Ricky's · 5239 Ladner Trunk Road723 m
  • Famoso Pizzaria · 5239 Ladner Trunk Road730 m
  • Doon Express · 5176 Ladner Trunk Road746 m
  • Maguro Sushi · 5241 Ladner Trunk Road755 m

Cafes (2)

  • Starbucks · 5263 Ladner Trunk Road652 m
  • Courtyard Cafe706 m

Grocery (2)

  • FreshCo · 5275 Ladner Trunk Road638 m
  • Save-On-Foods · 5186 Ladner Trunk Road703 m

Parks (5+)

  • Linden Drive Park403 m
  • Maple Crescent Park503 m
  • Chillukthan Slough Parkette636 m
  • Leslie Park637 m
  • Dugald Morrison Park672 m

Gyms (2)

  • South Delta Recreational Boxing · 5425 Ladner Trunk Road347 m
  • Snap Fitness717 m

Pharmacies (2)

  • Harvest Drive Pharmacy508 m
  • London Drugs780 m

Banks & ATMs (2)

  • RBC · 5205 Ladner Trunk Road775 m
  • TD · 5154 48 Avenue786 m

Nearby places data: © OpenStreetMap contributors.

School district: Delta (SD37)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($317,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,270,400.00
Periodic payment — Principal & Interest (monthly)$8,196.19
Additional monthly expenses (strata, tax, utilities, etc.)$574.59
Total monthly cost$8,770.78
Interest paid over 5-yr term$364,100.29
Balance at end of term$1,142,728.91

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$317,600
Stress test qualifying rate8.09%
Payment you must qualify for$9,768.93

Cash Needed at Closing

Minimum down payment$317,600
Estimated BC PTT$29,760
Legal / closing costs (typical estimate)$1,500
Total cash needed$348,860

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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