Property Type: Detached HouseOwnership: FreeholdNEW LISTING

470 Eugene Road

Kelowna, BC V1X2M4

$799,000

4 bed3.5 bath5 parking2,572 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.22 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,987

Interior

Heating
Heat Pump, Forced air, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
None

Parking

Total spaces
5 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Laundry roomBasement8'5'' x 12'2''
Recreation roomBasement13'3'' x 20'5''
DenBasement11'8'' x 12'1''
4pc BathroomThird level7'4'' x 9'6''
BedroomThird level9'3'' x 11'9''
BedroomThird level10'0'' x 12'10''
BedroomThird level8'11'' x 12'7''
Full ensuite bathroomThird level4'5'' x 8'1''
Primary BedroomThird level12'8'' x 13'3''
Living roomSecond level15'6'' x 21'8''
Dining roomSecond level9'3'' x 12'9''
KitchenSecond level12'0'' x 12'9''
Partial bathroomMain level3'2'' x 6'5''
Family roomMain level12'6'' x 17'11''

Listing Information

MLS®
10398709
Listed
August 27, 2026
Time on market
On the market for 4 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Welcome to this beautifully maintained 4 bedroom + den home, tucked away on a private and quiet cul-de-sac in a fantastic family-friendly Kelowna neighbourhood. Owned and cared for by the same family since 1979, this home showcases true pride of ownership and offers an incredibly functional four-level split design with plenty of space for the whole family. The first level features a bright and welcoming living room alongside a formal dining area with a vaulted ceiling. The kitchen offers a practical, functional layout and looks straight out to the irrigated backyard. Just a few steps down, you'll find a second living/flex space with sliding doors providing direct access to the backyard and covered deck perfect for everyday family living or entertaining. Upstairs, you'll find all four bedrooms, including the spacious primary bedroom with a 3-piece ensuite featuring a newly updated shower. An additional full bathroom conveniently serves the remaining bedrooms. The lower level adds even more versatility with a large recreation room, separate den, laundry room and space to spread out. Several important updates have already been taken care of, including a new dual-fuel on-demand hot water system, new heat pump/AC and furnace, new Bosch dishwasher and the roof replaced in 2012. With multiple living spaces, 4 bedrooms together on one level, a private backyard and a quiet cul-de-sac setting, this is a well-cared-for family home that's ready for its next chapter. (id:63159)

Values & Trends

This listing

$311/sqft

Building average

No other active listings in this building

Rutland North average

$516/sqft

84 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pearson Road ElementaryElementary349 m
Rutland Middle SchoolMiddle642 m
Rutland Senior SecondaryElementary841 m
Flex Academy(Independent)K-121.2 km
Kelowna Arts Academy(Independent)K-121.3 km
Rutland ElementaryElementary1.4 km
South Rutland ElementaryElementary1.6 km
Belgo Elementary SchoolElementary2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Jaide & Joel's Baking Company · 555 Montgomery Road709 m

Parks (2)

  • Chichester Wetland Park633 m
  • Harris Park658 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$461.25
Total monthly cost$4,585.15
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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