Property Type: Detached HouseOwnership: Freehold

595 McWilliams Road

Kelowna, BC V1X7M2

$805,000

4 bed3 bath1 parking2,857 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.36 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,624.46

Interior

Heating
See remarks
Cooling / A/C
See Remarks
Fireplace
None

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Unfinished RoomBasement26'7'' x 31'
Full bathroomMain level7' x 8'4''
Full bathroomMain level5'6'' x 8'4''
Full bathroomMain level9'3'' x 9'2''
Dining nookMain level8'3'' x 9'11''
BedroomMain level13'6'' x 10'3''
Family roomMain level12'3'' x 12'3''
Dining roomMain level12'3'' x 17'
BedroomMain level7'0'' x 8'4''
BedroomMain level9'11'' x 12'
Primary BedroomMain level13'11'' x 14'7''
KitchenMain level12'3'' x 14'3''
Living roomMain level14' x 21'5''

Listing Information

MLS®
10384569
Listed
April 24, 2026
Time on market
On the market for 129 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Okanagan · Data source: CREA DDF.

Description

Here’s your chance to own a rare .36-acre corner lot with a rancher-style home in Rutland. This spacious, flat property offers an abundance of usable outdoor space, perfect for kids to run and play, hosting family gatherings, and creating lasting memories. Flat lots like this are a rarity in Kelowna, making this an exceptional opportunity. The home features 3 bedrooms plus a versatile flex room, ideal for a home office, guest room, or playroom, along with 3 bathrooms and the convenience of main floor living, minimizing the need for stairs and making everyday living easy and accessible. An unfinished basement provides a blank canvas for your ideas, whether you’re looking to expand your living space, add a suite, or create something entirely your own. A garage adds additional functionality and storage. For investors or those with a vision, the large corner lot presents exciting potential for future development. Bring your ideas and explore the possibilities this property has to offer. **We now have an accepted offer at $780,000.00 subject to court approval. Court is set for September 14, 2026 at 1355 Water Street, Kelowna.** (id:63159)

Values & Trends

This listing

$282/sqft

Building average

No other active listings in this building

Rutland North average

$516/sqft

84 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pearson Road ElementaryElementary273 m
Flex Academy(Independent)K-12802 m
Rutland Middle SchoolMiddle827 m
Rutland Senior SecondaryElementary987 m
Kelowna Arts Academy(Independent)K-12997 m
South Rutland ElementaryElementary1.5 km
Rutland ElementaryElementary1.6 km
Belgo Elementary SchoolElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Jaide & Joel's Baking Company · 555 Montgomery Road757 m

Grocery (1)

  • IGA712 m

Parks (2)

  • Ben Lee Park567 m
  • Rutland Bluff Linear Park716 m

Pharmacies (1)

  • Paragon792 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($55,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$644,000.00
Periodic payment — Principal & Interest (monthly)$4,154.87
Additional monthly expenses (strata, tax, utilities, etc.)$528.37
Total monthly cost$4,683.24
Interest paid over 5-yr term$184,572.25
Balance at end of term$579,280.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$55,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,763.39

Cash Needed at Closing

Minimum down payment$55,500
Estimated BC PTT$14,100
Legal / closing costs (typical estimate)$1,500
Total cash needed$71,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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