Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

4744 Lakeside Road

Penticton, BC V2A8W6

$689,000

2 bed2 bath3 parking1,071 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Style
Ranch
Stories
1
Lot size
0.54 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,449

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood
Appliances
Refrigerator, Range - Gas, Dishwasher, Microwave, Washer/Dryer Stack-Up

Exterior & Lot

Exterior features
Wood, Wood siding
View
Mountain view, Valley view
Lot features
Level lot
Fencing
Chain link

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
001-757-628

Parking

Total spaces
3

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level11'4'' x 13'3''
Living roomMain level19'1'' x 12'8''
KitchenMain level13'11'' x 12'10''
Dining roomMain level12'9'' x 12'11''
BedroomMain level10'4'' x 17'6''
4pc BathroomMain level8'5'' x 9'10''
3pc BathroomMain level5' x 9'6''

Listing Information

MLS®
10398714
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 31, 2026

Listing provided by: 2 Percent Realty Interior Inc. · Data source: CREA DDF.

Description

Welcome to this beautiful and well cared for rancher home situated on 0.54 acres and just steps from Skaha Lake! Only minutes from town and a short stroll to the water, this meticulously maintained rancher with a brand new furnace offers 2 bedrooms and 2 bathrooms, showcasing true pride of ownership! Inside, you’ll love the gorgeous, vaulted ceilings and a wall of windows that flood the home with natural light. The large kitchen and dining area with stainless steel appliances including gas stove is perfect for hosting family and friends. The gas fireplace and hardwood parquet floors add warmth and charm throughout the home. The spacious primary suite features a 3-piece ensuite, and the second bedroom is a perfect flex space, complete with a murphy bed for guests or a home office. Outside is a private oasis with a gorgeous pergola providing privacy and shade to the large composite deck, creating an inviting setting for gatherings or quiet evenings! The front and side yards are the perfect space to play or have a large garden! Ample driveway space provides easy parking for vehicles, R.V. guests, and summer toys. BONUS: Lake access is right across the road—launch your paddleboard or kayak in under a minute! This one-of-a-kind home combines comfort, privacy, and an unbeatable location near Skaha Lake without the Lakefront taxes. (id:63159)

Values & Trends

This listing

$643/sqft

Building average

No other active listings in this building

Main South average

$611/sqft

24 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Princess Margaret SecondarySecondary3.5 km
Wiltse ElementaryElementary4.5 km
Kaleden ElementaryElementary5.0 km
Holy Cross School(Independent)Elementary/Middle6.1 km
Columbia ElementaryElementary6.3 km
Penticton Christian School(Independent)K-126.5 km
Entre-lacsElementary/Middle6.7 km
Penticton SecondarySecondary6.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($43,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$551,200.00
Periodic payment — Principal & Interest (monthly)$3,556.16
Additional monthly expenses (strata, tax, utilities, etc.)$424.75
Total monthly cost$3,980.91
Interest paid over 5-yr term$157,975.50
Balance at end of term$495,806.18

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$43,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,960.59

Cash Needed at Closing

Minimum down payment$43,900
Estimated BC PTT$11,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$57,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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