Property Type: Detached HouseOwnership: Freehold

476 PROSPECT Avenue

Kitchener, BC N2A1E1

$924,000

6 bed3 bath6 parking2,770 sqft
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Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
51 feet

res - 2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,694

Interior

Basement
Finished, Full
Heating
Heat Pump, Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Brick, Vinyl siding
Lot features
Paved driveway

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
6 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Laundry roomLower level9'' x 8'
Living room/Dining roomLower level12'4'' x 8'5''
KitchenLower level9'6'' x 8'3''
Primary BedroomLower level9'3'' x 8'1''
BedroomLower level11'0'' x 10'0''
4pc BathroomLower level8'0'' x 5'0''
Laundry roomSecond level6'0'' x 8'1''
KitchenMain level7'6'' x 13'4''
Living room/Dining roomSecond level9'5'' x 13'3''
Primary BedroomSecond level8'4'' x 10'1''
BedroomSecond level8'4'' x 7'6''
4pc BathroomSecond level8'0'' x 5'0''
Laundry roomMain level3'0'' x 3'0''
KitchenMain level10'1'' x 14'3''
Living room/Dining roomMain level12'6'' x 10'1''
Primary BedroomMain level8'4'' x 10'1''
BedroomMain level8'4'' x 7'6''
4pc BathroomMain level8'0'' x 5'0''

Listing Information

MLS®
40849706
Listed
July 20, 2026
Time on market
On the market for 56 days
Data last synced
September 15, 2026

Listing provided by: Flux Realty · Data source: CREA DDF.

Description

Step into the future you've been dreaming of at 476 Prospect Ave. Nestled in a highly sought-after Kitchener neighborhood, this exceptional turnkey duplex is more than an investment—it’s a multi-generational haven ready to welcome you home. Picture the endless possibilities with three distinct, beautifully refreshed living spaces, offered completely vacant upon possession and waiting for your immediate vision. Breathe easy knowing this home offers total peace of mind with massive mechanical overhauls, including new roofs on the house (2022) and garage (2023), complete exterior foundation waterproofing, and updated windows and doors. Inside, comfort meets elegance with a fully upgraded 200-amp electrical service, fresh paint, modern flooring, and climate control perfected by a high-efficiency Lennox gas furnace, a heat pump, and a dual-zone Daikin mini-split system. Envision your mornings in the main and upper units, cooking in refreshed kitchens outfitted with sparkling brand-new appliances, or unwinding in one of three fully updated bathrooms showcasing premium fixtures. The beautifully renovated lower level offers a unique, weather-protected walkout that feels like a cozy, private cottage escape. Step outside into your own urban oasis—a fully fenced, sun-dappled backyard where you can harvest fresh raspberries and tree-ripened fruit from your own raised garden beds. With ByLaw-approved parking for seven vehicles and a massive 17-foot two level detached garage boasting a bright workshop, there is room for every passion and hobby. Dream even bigger with the potential to apply for a formal Triplex permit or transform the garage into a scenic Garden Suite. Located just a peaceful stroll away from convenient shopping, schools, transit, and beautifully maintained neighborhood walking trails, this magical, move-in-ready property is where your next chapter begins. (id:63159)

Values & Trends

This listing

$334/sqft

Building average

No other active listings in this building

226 - Stanley Park/Centreville average

$399/sqft

15 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$739,200.00
Periodic payment — Principal & Interest (monthly)$4,769.07
Additional monthly expenses (strata, tax, utilities, etc.)$530.17
Total monthly cost$5,299.23
Interest paid over 5-yr term$211,856.84
Balance at end of term$664,912.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,400
Stress test qualifying rate8.09%
Payment you must qualify for$6,586.95

Cash Needed at Closing

Minimum down payment$67,400
Estimated BC PTT$16,480
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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