Property Type: Detached HouseOwnership: Freehold

4820 SOUTHSIDE ROAD, Ryder Lake

Chilliwack, BC V2R4T6

$1,300,000

6 bed4 bath3,864 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
3.26 acres
Frontage
232 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,978.69 (2025)

Interior

Basement
Finished, Unknown
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (3)

Exterior & Lot

View
Mountain view, Valley view

Parking

Features
Garage, Open, RV

Room Dimensions

RoomLevelDimensions
KitchenLower level
Bedroom 2Lower level
Bedroom 3Lower level
Family roomLower level
Dining nookLower level
Laundry roomLower level
Living roomMain level
KitchenMain level
Dining roomMain level
Bedroom 4Main level
Laundry roomMain level
Enclosed porchMain level
FoyerMain level
Primary BedroomAbove
Bedroom 5Above
Bedroom 6Above
Recreational, Games roomAbove

Listing Information

MLS®
R3154632
Listed
August 11, 2026
Time on market
On the market for 20 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

EXCELLENT VALUE! Private & quiet 3.28-acre property in the desirable Ryder Lake community! This spacious 3,862 sq.ft. family home offers 5 bedrooms, 4 bathrooms, and a fully finished walk-out basement over 3 levels. Bright open floor plan with cherry Japanese maple flooring, a large kitchen featuring custom cabinetry and prep island, and a spacious primary suite with ensuite and sundeck overlooking stunning mountain views. Upstairs offers 4 bedrooms and a large family room, while the lower level provides excellent space for extended family or guests. Newer hot water tank, thermal windows, double garage, and a cleared property ready for your ideas. Peaceful country living just minutes to shopping, schools, and transit. Heat pump, 2AC and wood burning stove.Water is from a communal water sys (id:63159)

Values & Trends

This listing

$336/sqft

Building average

No other active listings in this building

Chilliwack average

$465/sqft

421 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Chilliwack

Monthly figures from the Fraser Valley Real Estate Board for Chilliwack detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

Data unavailable

Average Sale Price

$838,745

Jul 2026

Monthly Sales

32

Jul 2026

Active Listings

232

Jul 2026

Sales-to-Active Ratio

14.0%

Jul 2026

Median Days to Contract

31 days

Jul 2026

Average Sale Price

$1,157,121
$802,697
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

16°C

Humidity 90%

Wind SE 5 km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

93,203

(2021 Census)

+11.2% since 2016

Density: 356.6/km²

Dwellings: 37,124

Median household income: $85,000

After-tax: $76,000

Immigrant population: 14.8%

Top countries of origin (% of total population)

  • United Kingdom2.2% · 2,070
  • India1.3% · 1,180
  • Netherlands1.2% · 1,135
  • Philippines1% · 950
  • United States of America1% · 940
  • Germany0.8% · 780
  • China0.5% · 510
  • Viet Nam0.5% · 450

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Promontory Heights Community ElementaryElementary3.8 km
GW Graham SecondarySecondary4.7 km
Vedder ElementaryElementary4.9 km
Vedder Middle SchoolMiddle5.8 km
Watson ElementaryElementary6.0 km
Cultus Lake Swílhcha Community SchoolElementary6.2 km
Sardis ElementaryElementary6.3 km
Sardis SecondaryElementary6.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Chilliwack (SD33)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($105,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,040,000.00
Periodic payment — Principal & Interest (monthly)$6,709.73
Additional monthly expenses (strata, tax, utilities, etc.)$691.22
Total monthly cost$7,400.95
Interest paid over 5-yr term$298,066.99
Balance at end of term$935,483.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$105,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,189.13

Cash Needed at Closing

Minimum down payment$105,000
Estimated BC PTT$24,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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