Property Type: Land / LotOwnership: Freehold

4858 STEWART ROAD

108 Mile Ranch, BC V0K2Z0

$82,900

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Property Details

Property & Lot

Lot size
0.94 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$813.83 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3071197
Listed
December 1, 2025
Time on market
On the market for 273 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Ready to build, vacant land. Take the second entrance to Stewart Road and drive up a nicely groomed driveway to a large, flat building site. Trees mindfully removed to create an ideal building area to build your dream home. Half a minute away from some of the best walking trails in the 108 that will take you around one or both lakes. This lot is located on an incredibly quiet street with natural gas, community water, and hydro all right at the road. 4-5 hours away from the lower mainland, 10 minutes to 100 Mile House, 45 minutes to Williams Lake and 2 hours to Kamloops. It also has a fire hall, post office, grocery store, liquor store, and elementary school under 5 minutes away. (id:63159)

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mile 108 ElementaryElementary2.3 km
100 Mile House ElementaryElementary11.0 km
PSO Outback StorefrontSecondary11.3 km
Peter Skene Ogden SecondarySecondary11.8 km
Lac La Hache ElementaryElementary12.4 km
Forest Grove ElementaryElementary18.7 km
Horse Lake ElementaryElementary23.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($4,145) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$66,320.00
Periodic payment — Principal & Interest (monthly)$427.87
Additional monthly expenses (strata, tax, utilities, etc.)$67.82
Total monthly cost$495.69
Interest paid over 5-yr term$19,007.50
Balance at end of term$59,655.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$4,145
Stress test qualifying rate8.09%
Payment you must qualify for$605.60

Cash Needed at Closing

Minimum down payment$4,145
Estimated BC PTT$829
Legal / closing costs (typical estimate)$1,500
Total cash needed$6,474

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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