Property Type: Detached HouseOwnership: Freehold

495 BRIGANTINE Drive

Waterloo, BC N2K4B7

$1,049,000

4 bed4.5 bath4 parking2,008 sqftBuilt 1999
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
36 feet

R4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,028

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Central Vacuum, Dishwasher, Stove, Dryer, Microwave, Garage door opener

Exterior & Lot

Exterior features
Brick, Vinyl siding
Lot features
Conservation/green belt, Paved driveway, Industrial mall/subdivision, Gazebo, In-Law Suite
Fencing
Fence

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomBasement5'3'' x 8'5''
DenBasement14'8'' x 12'1''
BedroomBasement13'0'' x 12'1''
4pc BathroomSecond level8'9'' x 10'10''
DenSecond level10'4'' x 11'3''
BedroomSecond level10'8'' x 13'4''
BedroomSecond level12'6'' x 9'5''
4pc Ensuite bathSecond level11'10'' x 8'0''
Primary BedroomSecond level17'8'' x 18'7''
2pc BathroomMain level5'7'' x 6'2''
Dining roomMain level8'9'' x 12'6''
KitchenMain level13'4'' x 12'10''
Living roomMain level18'0'' x 13'2''

Listing Information

MLS®
40859974
Listed
September 2, 2026
Time on market
On the market for 12 days
Data last synced
September 15, 2026

Listing provided by: Re/Max REALTY SERVICES INC M · Data source: CREA DDF.

Description

Welcome to 495 Brigantine Drive, a beautifully updated detached home situated on a premium oversized lot with no rear neighbours in one of Waterloo’s most desirable family-friendly communities. Offering approximately 2,755 sq. ft. of finished living space, this impressive home features 3+1 bedrooms, 4 bathrooms, a double-car garage and double driveway. The bright, carpet-free interior showcases high ceilings, large windows, pot lights and upgraded smart lighting throughout, complemented by new blinds (2022). The stylish kitchen features quartz countertops, stainless steel appliances, a centre island with extended breakfast bar and plenty of space for family gatherings and entertaining. All bathrooms except the powder room have been tastefully renovated, including the private primary ensuite. The finished lower level provides additional living space with a bedroom, den and full bathroom, ideal for extended family, guests, a home office or recreation area. Step outside to a private backyard retreat surrounded by mature trees with no neighbours directly behind, complete with a spacious deck, gazebo and natural gas BBQ line. The high-ceiling double garage offers exceptional storage with two heavy-duty shelving systems and a powered lifting mechanism. Additional updates include furnace with humidifier (2021), central air conditioning (2021), deck refinished (2021), water softener (2016) and roof (2015). Ideally located close to schools, parks, trails, RIM Park, recreation, shopping, restaurants, transit and everyday amenities, with convenient access to major routes throughout Waterloo Region, this exceptional property offers a rare combination of space, privacy, modern upgrades and a prime Waterloo location. (id:63159)

Values & Trends

This listing

$522/sqft

Building average

No other active listings in this building

118 - Colonial Acres/East Bridge average

$420/sqft

19 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

16°C

Cloudy

Humidity 80%

Wind SE 13 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($79,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$839,200.00
Periodic payment — Principal & Interest (monthly)$5,414.23
Additional monthly expenses (strata, tax, utilities, etc.)$602.33
Total monthly cost$6,016.57
Interest paid over 5-yr term$240,517.13
Balance at end of term$754,863.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$79,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,452.04

Cash Needed at Closing

Minimum down payment$79,900
Estimated BC PTT$18,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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