Property Type: Detached HouseOwnership: Freehold

226 SLEAFORD Street

Waterloo, BC N2J4Z7

$819,900

3 bed3.5 bath4 parking1,723 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
36 feet

R4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,124

Interior

Basement
Unfinished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Window Coverings

Exterior & Lot

Exterior features
Brick, Vinyl siding
Lot features
Southern exposure, Paved driveway, Automatic Garage Door Opener

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Family roomSecond level13'8'' x 18'9''
Primary BedroomSecond level15'3'' x 15'11''
3pc Ensuite bathSecond level4'10'' x 8'3''
4pc BathroomSecond level5'6'' x 7'8''
BedroomSecond level9'6'' x 10'11''
BedroomSecond level9'7'' x 11'1''
FoyerMain level7'10'' x 9'7''
2pc BathroomMain level3'8'' x 6'6''
KitchenMain level10'8'' x 11'8''
Dining roomMain level7'0'' x 11'8''
Living roomMain level10'0'' x 20'11''

Listing Information

MLS®
40841696
Listed
August 14, 2026
Time on market
On the market for 31 days
Data last synced
September 15, 2026

Listing provided by: Royal LePage Peaceland Realty · Data source: CREA DDF.

Description

NO HOLDING OFFER(S). MOVE-IN READY. Welcome to this carpet-free family home located in a quiet and desirable Waterloo neighbourhood! The entire main and second floors feature elegant oak hardwood and ceramic tile flooring. The bright and spacious living/dining room is filled with natural light from multiple windows, creating a warm and inviting atmosphere. The generously sized eat-in kitchen features granite countertops, a breakfast bar, and a walkout to a large, party-sized deck with a gas BBQ hookup. Enjoy the private, fully fenced backyard—perfect for entertaining, relaxing, and family gatherings. A few steps up the beautiful solid wood staircase leads to the impressive family room, featuring soaring vaulted cathedral ceilings and a gorgeous gas fireplace. The spacious primary suite offers a peaceful retreat, complete with two closets and a private 3pc ensuite bath. The 2nd floor offers two additional nicely sized bedrooms and a separate 4pc bathroom. The lower level offers excellent potential, featuring a separate entrance, oversized windows, bathroom rough-in, and ample storage space. Bring your vision and transform this area into the perfect recreation room, home office, or in-law suite. An attached double-car garage and an oversized double driveway provide abundant parking. Recent updates include numerous light fixtures replaced in 2026, dishwasher (2025), and reverse osmosis water system (2020). Ideally located in the heart of Waterloo, within walking distance to public transit, No Frills, Farm Boy, Conestoga Mall, and trails. Just a short drive from the Expressway, University of Waterloo, Wilfrid Laurier University, and Conestoga College's Waterloo Campus. A wonderful opportunity to own a spacious, move-in-ready family home in a highly desirable Waterloo location! (id:63159)

Values & Trends

This listing

$476/sqft

Building average

No other active listings in this building

116 - Glenridge/Lincoln Heights average

$411/sqft

23 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($56,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$655,920.00
Periodic payment — Principal & Interest (monthly)$4,231.77
Additional monthly expenses (strata, tax, utilities, etc.)$513.00
Total monthly cost$4,744.77
Interest paid over 5-yr term$187,988.56
Balance at end of term$590,002.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$56,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,866.51

Cash Needed at Closing

Minimum down payment$56,990
Estimated BC PTT$14,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$72,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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