Property Type: Detached HouseOwnership: Freehold

5000 Beaver Harbour Rd

Port Hardy, BC V0N2P0

$620,000

3 bed3 bath5 parking2,140 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
House
Lot size
0.58 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,135.2

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
BathroomSecond level4-Piece
Bonus RoomSecond level11'10 x 19'5
BedroomSecond level11'1 x 10'9
BedroomSecond level10'9 x 10'9
EnsuiteSecond level5-Piece
Primary BedroomSecond level15'11
Laundry roomMain level
Family roomMain level13'11 x 10'5
Dining nookMain level9'6 x 6'2
KitchenMain level10'9 x 9'10
BathroomMain level2-Piece
Living roomMain level12'2 x 22'6

Listing Information

MLS®
1033905
Listed
April 29, 2026
Time on market
On the market for 124 days
Data last synced
August 28, 2026

Listing provided by: 460 Realty Inc. (PH) · Data source: CREA DDF.

Description

Welcome to 5000 Beaver Harbour, set on just over half an acre, this spacious home offers room to grow both inside and out. The main floor features a bright living and dining area off the entry, a convenient half bath, and a functional layout with kitchen, eating nook, and cozy family room that opens to the backyard—perfect for everyday living and entertaining. Laundry and direct access to the attached garage complete the main level. Upstairs you’ll find three bedrooms plus a versatile bonus room currently used as a fourth bedroom, along with a full bathroom and storage. The generous primary suite includes a walk-in closet and ensuite with a soaker tub and separate shower. The full, unfinished basement provides endless potential for future development. Outside, enjoy a huge yard with ample parking and space for all your needs. (id:63159)

Values & Trends

This listing

$290/sqft

Building average

No other active listings in this building

Port Hardy average

$318/sqft

9 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

11°C

Mainly Clear

Humidity 99%

Wind SW 6 km/h

Tonight

10°

Tuesday

17°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,902

(2021 Census)

-5.6% since 2016

Density: 101.2/km²

Dwellings: 1,984

Median household income: $69,000

After-tax: $62,800

Immigrant population: 9.3%

Top countries of origin (% of total population)

  • United Kingdom1.9% · 75
  • Philippines1.7% · 65
  • United States of America0.9% · 35
  • India0.6% · 25
  • Germany0.4% · 15
  • Poland0.3% · 10
  • South Africa, Republic of0.3% · 10
  • China0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Avalon Adventist Christian Academy(Independent)Elementary/Middle627 m
Fort Rupert ElementaryElementary1.3 km
Eagle View ElementaryElementary7.7 km
Port Hardy SecondarySecondary8.0 km
Eke Me-Xi SchoolElementary8.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vancouver Island North (SD85)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$496,000.00
Periodic payment — Principal & Interest (monthly)$3,200.02
Additional monthly expenses (strata, tax, utilities, etc.)$618.27
Total monthly cost$3,818.29
Interest paid over 5-yr term$142,155.03
Balance at end of term$446,153.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,483.07

Cash Needed at Closing

Minimum down payment$37,000
Estimated BC PTT$10,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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