Property Type: Detached HouseOwnership: Freehold

7810 Daphne St

Port Hardy, BC V0N2P0

$535,000

3 bed2 bath2 parking1,847 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Lot size
5,663 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,910.11

Interior

Heating
Heat Pump, Forced air, Electric
Cooling / A/C
Partially air conditioned
Fireplace
None

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
StorageLower level3'2
Utility roomLower level6'5 x 4'4
BathroomLower level3-Piece
BedroomLower level11'9 x 9'4
Living roomLower level12'11 x 7'6
KitchenLower level6'7 x 9'9
Laundry roomMain level8'11 x 9'11
Primary BedroomMain level12'7 x 9'11
BedroomMain level12'6 x 8'11
BathroomMain level4-Piece
KitchenMain level13'5
Dining roomMain level9'5 x 8'11
Living roomMain level12'5 x 12'6
EntranceLower level6'8

Listing Information

MLS®
1041375
Listed
June 25, 2026
Time on market
On the market for 68 days
Data last synced
August 28, 2026

Listing provided by: 460 Realty Inc. (PH) · Data source: CREA DDF.

Description

Versatile home featuring a legally authorized secondary suite, offering flexibility for extended family, guests, or mortgage-helper income. The main level showcases an updated kitchen with quartz countertops & new cabinetry, an updated bathroom, 2 bedrooms & its own laundry area. Downstairs, the brand new self-contained 1-bedroom suite has been approved through municipal inspection processes & features a modern kitchen with quartz countertops, separate laundry, independent access, new appliances, plus energy efficient heat pump, updated plumbing & electrical completed as part of the suite conversion. Step outside to enjoy the recently built covered deck overlooking a private treed backdrop, creating a peaceful outdoor space for year-round enjoyment. Situated on a quiet no-through road & conveniently close to amenities. Whether you’re looking for multi-generational living or additional income potential, this property offers flexibility, quality updates & room to add your own touches. (id:63159)

Values & Trends

This listing

$290/sqft

Building average

No other active listings in this building

Port Hardy average

$318/sqft

9 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

15°C

Mostly Cloudy

Humidity 93%

Wind WSW 6 km/h

Tonight

10°

Tuesday

17°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,902

(2021 Census)

-5.6% since 2016

Density: 101.2/km²

Dwellings: 1,984

Median household income: $69,000

After-tax: $62,800

Immigrant population: 9.3%

Top countries of origin (% of total population)

  • United Kingdom1.9% · 75
  • Philippines1.7% · 65
  • United States of America0.9% · 35
  • India0.6% · 25
  • Germany0.4% · 15
  • Poland0.3% · 10
  • South Africa, Republic of0.3% · 10
  • China0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Eagle View ElementaryElementary471 m
Eke Me-Xi SchoolElementary600 m
Port Hardy SecondarySecondary737 m
Fort Rupert ElementaryElementary6.7 km
Avalon Adventist Christian Academy(Independent)Elementary/Middle8.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vancouver Island North (SD85)

Mortgage & Ownership Cost Calculator

Minimum required: 5.3% ($28,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$428,000.00
Periodic payment — Principal & Interest (monthly)$2,761.31
Additional monthly expenses (strata, tax, utilities, etc.)$334.51
Total monthly cost$3,095.82
Interest paid over 5-yr term$122,666.03
Balance at end of term$384,987.38

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$28,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,894.81

Cash Needed at Closing

Minimum down payment$28,500
Estimated BC PTT$8,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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