Property Type: Detached HouseOwnership: Freehold

5009 13th Avenue

Okanagan Falls, BC V0H1R4

$649,000

3 bed1 bath1,205 sqftBuilt 1965
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.45 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,208.15

Interior

Basement
Crawl space
Heating
Stove, Forced air, See remarks, Wood
Cooling / A/C
Window air conditioner
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Carpeted, Mixed Flooring

Exterior & Lot

Exterior features
Wood

Building

Roof
Asphalt shingle, Unknown

Room Dimensions

RoomLevelDimensions
KitchenMain level7'10'' x 15'6''
4pc BathroomMain level
Primary BedroomMain level10'11'' x 10'10''
BedroomMain level10'11'' x 8'10''
BedroomMain level13'2'' x 8'8''
Dining roomMain level11'11'' x 6'6''
OtherMain level16'3'' x 11'11''
Living roomMain level11'10'' x 12'9''

Listing Information

MLS®
10384117
Listed
April 20, 2026
Time on market
On the market for 133 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Attention developers! Almost 1/2 acre property with small house COULD be suitable for at least 8 units. Buyer to do their on due diligence in regards to development. This 3 Bed 1 bath home would also be a great property for a small family and as a holding property. Lots of room for kids or pets with some outbuildings. Forced air natural gas and also a wood burning stove for heating. Tons of room for parking and outdoor activities. Measurements approximate and to be verified if important. (id:63159)

Values & Trends

This listing

$539/sqft

Building average

No other active listings in this building

Okanagan Falls average

$529/sqft

34 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Okanagan Falls ElementaryElementary314 m
Kaleden ElementaryElementary5.6 km
Princess Margaret SecondarySecondary13.6 km
Wiltse ElementaryElementary14.5 km
Holy Cross School(Independent)Elementary/Middle16.2 km
Columbia ElementaryElementary16.2 km
Penticton Christian School(Independent)K-1216.6 km
Entre-lacsElementary/Middle16.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Rise and Shine Coffee House553 m

Parks (2)

  • Centennial Park239 m
  • Keogan Park416 m

Shopping (1)

  • Unnamed · 5350 9th Avenue723 m

Pharmacies (1)

  • Pharmasave566 m

Banks & ATMs (1)

  • Interior Savings & Credit Union · 4929 9th Avenue509 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (strata, tax, utilities, etc.)$244.01
Total monthly cost$3,593.71
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,683.77

Cash Needed at Closing

Minimum down payment$39,900
Estimated BC PTT$10,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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