Property Type: Detached HouseOwnership: Freehold

512 12th Avenue

Keremeos, BC V0X1N3

$425,000

3 bed1 bath3 parking2,032 sqftBuilt 1968
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,555.03

Interior

Heating
Baseboard heaters, Electric
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Wood, Stucco
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Living roomMain level12' x 18'
KitchenMain level11' x 12'
Dining roomMain level11' x 8'5''
BedroomMain level10'8'' x 13'2''
4pc BathroomMain level8' x 7'
Primary BedroomMain level10'8'' x 13'5''
BedroomBasement11'8'' x 10'
Laundry roomBasement10' x 11'

Listing Information

MLS®
10371510
Listed
December 23, 2025
Time on market
On the market for 252 days
Data last synced
August 28, 2026

Listing provided by: Royal Lepage Locations West · Data source: CREA DDF.

Description

Great Downtown location just across from Pine Park and great Similkameen River walking trails. 3 bedroom home with full basement has a fully fenced yard, attached garage with a storage room, and great covered back deck off the bedroom. Great family home, walk to everything and easy to see with a little notice. Quick possession possible, view this one soon! (id:63159)

Values & Trends

This listing

$209/sqft

Building average

No other active listings in this building

Keremeos average

$402/sqft

34 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

1,608

(2021 Census)

+7.1% since 2016

Density: 769.4/km²

Dwellings: 852

Median household income: $53,200

After-tax: $50,400

Immigrant population: 14.1%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 40
  • United States of America2.2% · 35
  • Germany0.6% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Similkameen Secondary AltSecondary1.2 km
Similkameen Elem-SecondaryK-121.2 km
Cawston Primary SchoolElementary5.3 km
Oliver ElementaryElementary19.8 km
Southern Okanagan AltSecondary19.9 km
Southern Okanagan SecondarySecondary19.9 km
Tuc-el-Nuit ElementaryElementary20.1 km
Senpaq'cin School(Independent)Elementary22.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Benja Thai · 516 7th Avenue510 m
  • Blackbird Tavern · 629 7th Avenue536 m

Grocery (1)

  • Buy-Low Foods · 701 7th Street565 m

Parks (4)

  • Pine Park125 m
  • Riparian Park335 m
  • Memorial Park461 m
  • Village Square Pocket Park518 m

Pharmacies (1)

  • Pharmasave · 526 7th Avenue520 m

Banks & ATMs (2)

  • Cascadia Credit Union · 715 7th Street498 m
  • Valley First · 704 7th Avenue597 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$340,000.00
Periodic payment — Principal & Interest (monthly)$2,193.56
Additional monthly expenses (strata, tax, utilities, etc.)$398.25
Total monthly cost$2,591.82
Interest paid over 5-yr term$97,444.98
Balance at end of term$305,831.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,104.70

Cash Needed at Closing

Minimum down payment$21,250
Estimated BC PTT$6,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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