Property Type: Detached HouseOwnership: Freehold

2151 Main Street

Cawston, BC V0X1C1

$450,000

3 bed2 bath2 parking2,389 sqftBuilt 1948
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.12 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,696.95

Interior

Heating
Baseboard heaters, Radiant heat, Electric, See remarks, Hot Water
Cooling / A/C
Window air conditioner
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Stucco
View
Mountain view, Valley view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageSecond level29'2'' x 6'4''
3pc BathroomSecond level7'5'' x 6'8''
Primary BedroomSecond level13'6'' x 13'9''
BedroomSecond level13'4'' x 6'8''
KitchenSecond level11'6'' x 13'8''
Laundry roomMain level9'6'' x 13'10''
WorkshopMain level19'3'' x 11'7''
BedroomMain level7'1'' x 11'5''
Family roomMain level18'6'' x 14'5''
KitchenMain level10'4'' x 14'6''
Dining roomMain level9'6'' x 11'6''
4pc BathroomMain level7' x 10'9''
Living roomMain level15'10'' x 14'3''

Listing Information

MLS®
10394555
Listed
July 13, 2026
Time on market
On the market for 49 days
Data last synced
August 28, 2026

Listing provided by: Royal Lepage Locations West · Data source: CREA DDF.

Description

Great family home with mortgage helper! 2 full kitchens and 2 full bathrooms. Located in downtown Cawston, here is your chance to own a piece of local history. Built in 1948 as a hardware store, which later became a restaurant, and now being used as a residential home - this 2 story 2200+sqft home is loaded with potential. Move in with your family, separate the upstairs suite as a rental, or live upstairs and use the lower floor as commercial space. 1 block from the grocery store, community hall, and primary school, this place is situated well for Cawston's next business front. There are so many possibilities here, so dream big! The home has had all the major upgrades done for you. It's ready for you to add your personal touches. The recent upgrades include: New on-demand Rinnai hot water boiler with 2 circuits - 1 for domestic hot water, the other is a closed loop that heats the home through gorgeous antique cast iron radiators. The home is super cozy in the winter and the gas bill is very low - this system is very efficient! In fact, all monthly bills are low here! New well pump and pressure tank - 1 HP Berkley. New high quality roof shingles. New full kitchen upstairs. Lots of new plumbing and lighting fixtures throughout, lots of fresh paint throughout. Tonnes of food, herbs, and perennials added to the yard like; apricots, raspberries, strawberries, black currants, medicinal and culinary herbs, 2 types of grapes and more room for lawn and fire pit! (id:63159)

Values & Trends

This listing

$188/sqft

Building average

No other active listings in this building

Cawston average

$629/sqft

14 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cawston Primary SchoolElementary126 m
Similkameen Secondary AltSecondary5.3 km
Similkameen Elem-SecondaryK-125.3 km
Oliver ElementaryElementary14.9 km
Southern Okanagan AltSecondary15.0 km
Southern Okanagan SecondarySecondary15.0 km
Tuc-el-Nuit ElementaryElementary15.2 km
Senpaq'cin School(Independent)Elementary17.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Cawston Marketplace288 m

Parks (1)

  • Unnamed244 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$360,000.00
Periodic payment — Principal & Interest (monthly)$2,322.60
Additional monthly expenses (strata, tax, utilities, etc.)$260.41
Total monthly cost$2,583.01
Interest paid over 5-yr term$103,177.03
Balance at end of term$323,821.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,287.33

Cash Needed at Closing

Minimum down payment$22,500
Estimated BC PTT$7,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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