Property Type: DuplexOwnership: Freehold

512 Westminster Avenue W Unit# 101

Penticton, BC V2A1K6

$470,000

2 bed2.5 bath1 parking802 sqftBuilt 2007
Get Directions

Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
0.03 acres

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$2,670.66

Interior

Heating
Baseboard heaters
Fireplace
None

Parking

Total spaces
1 — uncovered indicated
Features
Rear, Street

Room Dimensions

RoomLevelDimensions
BedroomSecond level9'0'' x 10'7''
Primary BedroomSecond level16'8'' x 10'1''
4pc BathroomSecond level7'11'' x 7'7''
StorageMain level5'0'' x 5'0''
Living roomMain level13'1'' x 11'2''
KitchenMain level7'11'' x 7'9''
Dining roomMain level7'10'' x 11'2''
2pc BathroomMain level6'8'' x 4'2''

Listing Information

MLS®
10392266
Listed
June 22, 2026
Time on market
On the market for 70 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Parkside Realty · Data source: CREA DDF.

Description

Welcome to 101-512 Westminster Avenue W, a move-in-ready duplex ideally situated in one of Penticton's most walkable neighbourhoods. Fresh paint, updated landscaping, and pride of ownership shine throughout this well-kept two-bedroom, two-bathroom home. Built in 2007, the bright and efficient floor plan offers comfortable living with minimal maintenance and no strata. Just three blocks from Okanagan Beach, downtown shopping, restaurants, coffee shops, the farmers market, and local breweries, this location is hard to beat. Whether you're looking for your first home, a smart investment, or an easy-care lifestyle close to everything Penticton has to offer, this property checks all the boxes. (id:63159)

Values & Trends

This listing

$586/sqft

Building average

No other active listings in this building

Main North average

$456/sqft

22 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Queens Park ElementaryElementary309 m
ConnectEd - Alternative ProgramsSecondary1.2 km
Penticton SecondarySecondary1.2 km
Secondaire de PentictonSecondary1.2 km
Penticton Christian School(Independent)K-121.5 km
Uplands ElementaryElementary1.9 km
Holy Cross School(Independent)Elementary/Middle1.9 km
West Bench ElementaryElementary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Black Antler · 218 Winnipeg Street323 m
  • Hokuto · 786 Westminster Avenue334 m
  • Villa Rosa · 795 Westminster Avenue336 m
  • Sarhad Dhaba Indian and Pizza344 m
  • Dosa Vilas345 m

Cafes (5+)

  • Balance Vegetarian Shop and Tea Room304 m
  • Wayne & Freda · 249 Westminster Avenue W353 m
  • Bellevue Cafe560 m
  • Blenz Coffee610 m
  • Caffè d'Italia721 m

Parks (5+)

  • Lakawanna Park418 m
  • Queens Park431 m
  • Unnamed475 m
  • Unnamed507 m
  • Unnamed568 m

Pharmacies (2)

  • Remedy'sRx642 m
  • Knights Pharmacy650 m

Banks & ATMs (5+)

  • Unnamed535 m
  • BMO551 m
  • CIBC568 m
  • Valley First Credit Union603 m
  • RBC627 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$376,000.00
Periodic payment — Principal & Interest (monthly)$2,425.82
Additional monthly expenses (strata, tax, utilities, etc.)$262.55
Total monthly cost$2,688.38
Interest paid over 5-yr term$107,762.68
Balance at end of term$338,213.22

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,433.43

Cash Needed at Closing

Minimum down payment$23,500
Estimated BC PTT$7,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information