Property Type: DuplexOwnership: Strata

584 Westminster Avenue W Unit# 102

Penticton, BC V2A1K6

$498,000

2 bed2 full, 2 half bath1 parking902 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$3,079.08

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Other
View
City view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Street

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomSecond level10'3'' x 13'3''
Primary BedroomSecond level10'9'' x 12'6''
Partial bathroomSecond level8' x 5'
Living roomMain level10'4'' x 14'7''
KitchenMain level15'6'' x 10'10''
Dining roomMain level12' x 6'
Partial bathroomMain level5'6'' x 5'7''

Listing Information

MLS®
10376944
Listed
February 24, 2026
Time on market
On the market for 188 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Orchard Country · Data source: CREA DDF.

Description

Located in the heart of downtown Penticton, this move-in ready rear half duplex offers walkable convenience and year-round comfort. Just minutes to Okanagan Beach, the South Okanagan Events Centre, restaurants, entertainment, the Farmers’ Market and scenic biking paths — enjoy everything this vibrant area has to offer. This bright 2 bedroom, 2 bathroom home features an open-concept main floor with spacious living and dining areas, a functional kitchen and convenient powder room. Large windows bring in plenty of natural light. Upstairs you’ll find the primary bedroom, second bedroom, full bathroom and laundry for practical everyday living. Forced air heating and central air conditioning provide comfort in every season. Step outside to your own private side patio — ideal for relaxing or entertaining. Parking is conveniently located directly in front of the unit (rear unit access in back). An ideal opportunity for first-time buyers, downsizers or investors seeking a central Penticton location. Book your showing today! (id:63159)

Values & Trends

This listing

$552/sqft

Building average

No other active listings in this building

Main North average

$458/sqft

22 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Queens Park ElementaryElementary248 m
ConnectEd - Alternative ProgramsSecondary1.3 km
Secondaire de PentictonSecondary1.3 km
Penticton SecondarySecondary1.3 km
Penticton Christian School(Independent)K-121.5 km
Holy Cross School(Independent)Elementary/Middle1.9 km
Uplands ElementaryElementary1.9 km
West Bench ElementaryElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Hokuto · 786 Westminster Avenue249 m
  • Villa Rosa · 795 Westminster Avenue254 m
  • Sarhad Dhaba Indian and Pizza259 m
  • Dosa Vilas260 m
  • The Black Antler · 218 Winnipeg Street407 m

Cafes (5+)

  • Balance Vegetarian Shop and Tea Room390 m
  • Wayne & Freda · 249 Westminster Avenue W439 m
  • Bellevue Cafe643 m
  • Blenz Coffee690 m
  • Caffè d'Italia780 m

Parks (5+)

  • Queens Park345 m
  • Lakawanna Park373 m
  • Unnamed556 m
  • Unnamed589 m
  • Unnamed654 m

Pharmacies (2)

  • Remedy'sRx712 m
  • Knights Pharmacy725 m

Banks & ATMs (5+)

  • Unnamed620 m
  • BMO637 m
  • CIBC648 m
  • Valley First Credit Union689 m
  • RBC706 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$398,400.00
Periodic payment — Principal & Interest (monthly)$2,570.34
Additional monthly expenses (strata, tax, utilities, etc.)$301.59
Total monthly cost$2,871.93
Interest paid over 5-yr term$114,182.59
Balance at end of term$358,362.09

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,637.97

Cash Needed at Closing

Minimum down payment$24,900
Estimated BC PTT$7,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,360

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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