Property Type: Detached HouseOwnership: Freehold

5160 Central Rd

Hornby Island, BC V0R1Z0

$1,095,000

3 bed2 bath4 parking2,546 sqftBuilt 2013
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Property Details

Property & Lot

Sub-type
House
Lot size
2.47 acres
Zoning
Residential

R2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,559.27

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
StorageLower level3'7 x 5'6
BathroomLower level5'8 x 12'5
BedroomLower level10'3 x 11'7
BedroomLower level9'6 x 13'0
OtherLower level8'0 x 13'3
Dining roomLower level7'0 x 13'3
Family roomLower level12'4 x 13'3
EntranceLower level4'5 x 9'3
BalconyMain level7'9 x 15'9
StudioMain level23'0 x 23'6
BathroomMain level5'11 x 13'4
Primary BedroomMain level10'3 x 13'4
KitchenMain level10'0 x 13'4
Living roomMain level13'4 x 18'1
Dining roomMain level13'8 x 14'9
EntranceMain level7'6 x 8'1

Listing Information

MLS®
1040854
Listed
June 25, 2026
Time on market
On the market for 68 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage-Comox Valley (CV) · Data source: CREA DDF.

Description

Set on 2.47 sunny acres in the heart of Hornby Island, this spacious 2013-built home offers room for full-time living, family, guests, or creative pursuits. Features include hardwood floors, a woodstove, metal roof, generous living spaces, and a flexible layout. The main level includes a bright kitchen, dining and living area, primary bedroom, and an impressive 23' x 23' studio/flex room, ideal for an art studio, home office, family room, or additional gathering space. Downstairs are two more bedrooms, a family room, bathroom, dining area, and additional finished space. Outside, enjoy privacy and room to spread out while remaining close to Ringside Market, Tribune Bay, beaches, trails, and island amenities. A drilled well, septic system, large carport, and ample storage complete this versatile year-round Hornby property, offering a rare combination of space, acreage, and central location. (id:63159)

Values & Trends

This listing

$430/sqft

Building average

No other active listings in this building

Hornby Island average

$784/sqft

14 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Comox

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Hornby Island ElementaryElementary889 m
Bowser ElementaryElementary9.4 km
Denman Island Community SchoolElementary11.6 km
Beachcombers Academy(Independent)Elementary12.6 km
Qualicum Beach ElementaryElementary23.6 km
Royston ElementaryElementary24.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Sizzle699 m
  • Forage Farm and Kitchen · 5875 Central Road707 m
  • Vorizo Cafe · 5875 Central Road710 m

Banks & ATMs (1)

  • Unnamed745 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$876,000.00
Periodic payment — Principal & Interest (monthly)$5,651.65
Additional monthly expenses (strata, tax, utilities, etc.)$590.27
Total monthly cost$6,241.93
Interest paid over 5-yr term$251,064.12
Balance at end of term$787,964.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,770.39

Cash Needed at Closing

Minimum down payment$84,500
Estimated BC PTT$19,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$105,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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