Property Type: Detached HouseOwnership: Freehold

3640 East Rd

Denman Island, BC V0R1T0

$1,315,000

3 bed2 bath1 parking2,446 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Lot size
0.68 acres
Zoning
Residential/Commercial

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,659

Interior

Heating
Baseboard heaters, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
1 — uncovered indicated
Features
Other

Room Dimensions

RoomLevelDimensions
BedroomLower level14'5 x 15'4
BathroomLower level8'1 x 8'8
StorageLower level8'1 x 8'10
StorageLower level8'8 x 16'6
Family roomLower level13'3 x 14'8
Recreation roomLower level14'6
Primary BedroomMain level14'11 x 14'11
BathroomMain level8'5 x 8'7
BedroomMain level9'3 x 13'1
Living roomMain level14'5 x 23'4
Dining roomMain level10'6
KitchenMain level8'2

Listing Information

MLS®
1043270
Listed
July 15, 2026
Time on market
On the market for 47 days
Data last synced
August 28, 2026

Listing provided by: REMAX Ocean Pacific (Crtny) · Data source: CREA DDF.

Description

There’s a particular quality to mornings on Denman’s east shore — across Lambert Channel, Hornby Island’s west face still in shadow while the light finds the water first. At 3640 East Road, that view is built into the house. The upper living and dining area faces it directly, with large sliding doors opening onto a wide deck where the horizon sits at eye level and the tide line is visible below through a canopy of fir and cedar. Inside, the main floor has an open, lived-in quality that’s genuinely comfortable. Parquet hardwood floors warm the space, a wood stove anchors the living room for the long shoulder seasons this island is known for, and the dining area — open to the living room and lit by a barrel-stave pendant — feels like a place where people linger after meals. The kitchen has been updated thoughtfully: two-tone cabinetry in charcoal and white, subway tile backsplash, stainless appliances. It works without announcing itself. The lower level is open and flexible — well suited for guests, a home office, or a den — and walks directly out onto a covered garden-level patio with a terraced slope leading toward the water. Three bedrooms, two bathrooms, and 2,240 square feet across 0.689 acres give the property breathing room. Connected to the Graham Lake water system means that you have a reliable water source without any extra maintenance. A staircase — built new in 2020 — descends through mature trees to the special beach below. Recent updates give confidence in the structure: septic system replaced in 2017, metal roof in 2019, deck membrane and glass railings in 2020, exterior freshly painted in 2025. East Road is a short drive from the ferry and the village, but it doesn’t feel that way. The sounds of the coast are the constant here — its mood, its light, its tides setting the rhythm of the day. Come see for yourself. (id:63159)

Values & Trends

This listing

$538/sqft

Building average

No other active listings in this building

Denman Island average

$578/sqft

13 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Comox

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Hornby Island ElementaryElementary6.0 km
Denman Island Community SchoolElementary6.3 km
Beachcombers Academy(Independent)Elementary6.5 km
Bowser ElementaryElementary7.8 km
Royston ElementaryElementary21.3 km
Phil & Jennie Gaglardi Academy(Independent)K-1222.7 km
Brooklyn ElementaryElementary23.0 km
Ecole Robb RoadElementary23.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($106,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,052,000.00
Periodic payment — Principal & Interest (monthly)$6,787.15
Additional monthly expenses (strata, tax, utilities, etc.)$593.58
Total monthly cost$7,380.73
Interest paid over 5-yr term$301,506.22
Balance at end of term$946,277.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$106,500
Stress test qualifying rate8.09%
Payment you must qualify for$9,292.94

Cash Needed at Closing

Minimum down payment$106,500
Estimated BC PTT$24,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$132,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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