Property Type: Detached HouseOwnership: Freehold

52 STIRLING MACGREGOR Drive

Cambridge, BC N1S4N5

$799,999

4 bed3.5 bath5 parking2,010 sqftBuilt 1985
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Property Details

Property & Lot

Sub-type
House
Style
Cape Cod
Stories
2
Frontage
51 feet

R4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,606

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Window Coverings, Microwave Built-in

Exterior & Lot

Exterior features
Brick, Aluminum siding
Lot features
Paved driveway

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
5 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement9'3'' x 14'3''
Recreation roomBasement27'7'' x 22'11''
OfficeBasement7'10'' x 11'10''
Primary BedroomSecond level16'6'' x 14'9''
BedroomSecond level8'10'' x 8'3''
BedroomSecond level8'10'' x 11'4''
4pc BathroomSecond level
3pc Ensuite bathSecond level
2pc BathroomMain level
Dining roomMain level9'0'' x 13'5''
BedroomMain level8'10'' x 13'10''
KitchenMain level15'8'' x 12'5''
Family roomMain level9'11'' x 16'6''

Listing Information

MLS®
40860834
Listed
September 8, 2026
Time on market
On the market for 7 days
Data last synced
September 15, 2026

Listing provided by: Bosley Real Estate Ltd. · Data source: CREA DDF.

Description

Welcome to 52 Stirling MacGregor Drive, tucked into one of West Galt's most established and sought-after neighbourhoods. Over $150,000 has gone into transforming this home, and it shows the moment you pull up — a move-in-ready property with modern finishes and real functional space, on mature, tree-lined streets where residents stay for decades and pride of ownership is the norm. The widened exposed aggregate and swept concrete driveway offers parking for five vehicles plus the attached garage — a genuine rarity here. A new front walkway and porch complete a well-kept exterior. Inside, the main floor features luxury vinyl plank flooring, updated trim, baseboards, and new interior doors, anchored by a renovated kitchen with quartz countertops, new appliances, and a built-in refrigerator. A bright, versatile front room adapts to how your family lives — home office, formal living room, playroom, or extra bedroom. Upstairs offers new carpet and fully updated bathrooms with new vanities, tile, shower, tub, and toilets. The fully finished walkout basement adds valuable living space, well-suited to an in-law suite or multi-generational setup. Additional features: central air conditioning (2026), interior garage access, a fully fenced backyard, a walk-in closet in the primary bedroom, and a rented water heater. Minutes from top schools, parks, shopping, transit, and the Grand River trails. Homes this thoroughly updated in mature West Galt don't come up often — this is a rare chance to own one, in a neighbourhood where people stay for years. (id:63159)

Values & Trends

This listing

$398/sqft

Building average

No other active listings in this building

12 - St Andrews/Southwood average

$393/sqft

9 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

15°C

Humidity 78%

Wind SSE 9 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($55,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,999.00
Periodic payment — Principal & Interest (monthly)$4,129.06
Additional monthly expenses (strata, tax, utilities, etc.)$484.83
Total monthly cost$4,613.89
Interest paid over 5-yr term$183,425.55
Balance at end of term$575,681.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$55,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.78

Cash Needed at Closing

Minimum down payment$55,000
Estimated BC PTT$14,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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