Property Type: Detached HouseOwnership: Freehold

5208 TRANS CANADA Highway

Kamloops, BC V1S2A5

$1,100,000

5 bed4 bath3,594 sqftBuilt 1960
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
10.59 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,181.55

Interior

Basement
Full
Heating
Heat Pump, Forced air, In Floor Heating, See remarks
Fireplace
Yes (3)
Fireplace type
Pellet, Stove
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Wood siding

Building

Roof
Asphalt shingle, Unknown

Parking

Features
See Remarks

Room Dimensions

RoomLevelDimensions
OfficeBasement7'0'' x 6'0''
MediaBasement14'0'' x 26'0''
DenSecond level12'0'' x 7'0''
Primary BedroomMain level12'0'' x 12'0''
OtherMain level13'9'' x 7'9''
Laundry roomMain level7'9'' x 17'4''
BedroomMain level11'7'' x 10'0''
BedroomSecond level11'6'' x 20'0''
BedroomMain level13'0'' x 10'0''
BedroomBasement34'0'' x 22'0''
Dining roomMain level15'8'' x 16'0''
KitchenMain level11'7'' x 12'9''
Living roomMain level15'8'' x 11'7''
5pc BathroomMain level
3pc BathroomSecond level
3pc BathroomMain level
3pc BathroomBasement

Listing Information

MLS®
10396380
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Rarely does an acreage come with the water security this one offers: two drilled wells with excellent water quality, plus domestic and irrigation rights to the creek running through the property. Paired with 10.59 private acres and sweeping lake and country views from every angle, this is a truly self-sufficient rural setting. This one-of-a-kind home features 5 bedrooms and 4 bathrooms, with thoughtful design and craftsmanship throughout. The kitchen is a standout, complete with Heartland appliances, a built-in Bosch microwave drawer, and built-in espresso/coffee machine. Intricate woodwork and custom stained glass add warmth and character throughout. All the big-ticket items are already taken care of: updated appliances, newer roof, siding, furnace, central heat pump/AC, on-demand hot water, reverse osmosis system, water softener, and 200-amp service. The property is set across three large, flat, usable tiers. The main level holds the home, two fenced pastures, a 2-stall horse shelter with tack room, carport, and a private yoga/meditation studio with its own heat pump, TV, and stereo. The second level offers a 20x30 shop with a 10-ft automatic garage door, 100-amp service, and a separate well. The third level is where the creek runs through the property, carrying both domestic and irrigation rights. A rare opportunity to own a private, fully serviced, and fully usable acreage with proven water, incredible views, and a truly distinctive home to match. (id:63159)

Values & Trends

This listing

$306/sqft

Building average

No other active listings in this building

Cherry Creek/Savona average

$474/sqft

20 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Parkcrest ElementaryElementary12.5 km
Brocklehurst Secondary SchoolSecondary12.6 km
Kay Bingham ElementaryElementary13.0 km
Dufferin ElementaryElementary13.1 km
Twin Rivers Education CentreK-1213.6 km
George Hilliard ElementaryElementary13.7 km
AE Perry ElementaryElementary14.5 km
Norkam Secondary SchoolSecondary14.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($85,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$880,000.00
Periodic payment — Principal & Interest (monthly)$5,677.46
Additional monthly expenses (strata, tax, utilities, etc.)$445.13
Total monthly cost$6,122.59
Interest paid over 5-yr term$252,210.53
Balance at end of term$791,562.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$85,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.99

Cash Needed at Closing

Minimum down payment$85,000
Estimated BC PTT$20,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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