Property Type: Detached HouseOwnership: Freehold

52200 LLOYD DRIVE

Cluculz Lake, BC V0J3A3

$439,900

2 bed1 bath1,003 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
47,044.8 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,680.32 (2026)

Interior

Basement
Crawl space
Heating
Electric
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Wood
View
Lake view, View of water
Waterfront
Waterfront

Building

Foundation
Unknown
Roof
Asphalt shingle, Conventional

Parking

Features
Open, RV

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level
KitchenMain level
Laundry roomMain level
Living roomMain level
Bedroom 2Main level

Listing Information

MLS®
R3156166
Listed
August 16, 2026
Time on market
On the market for 15 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX Core Realty · Data source: CREA DDF.

Description

Nestled along the shores of beautiful Cluculz Lake, this partially furnished 2-bedroom, 1-bathroom cottage with septic system, offers comfort, privacy and year-round lake living on a spacious 1.08-acre lot. Inside you'll find an updated kitchen, large windows showcasing incredible lake views, washer/dryer and a UV water system. Outside features a new crush parking area with room for vehicles and recreational toys. Lots of development potential up top for shops, RV parking and more! Enjoy an easy slope to the water from the cottage, as well as stunning views straight down the centre of Cluculz Lake. Whether you're boating, fishing, swimming or simply relaxing and watching the sunset, this turnkey lake property is ready to enjoy! (id:63159)

Values & Trends

This listing

$439/sqft

Building average

No other active listings in this building

Cluculz Lake average

$502/sqft

3 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vanderhoof

13°C

Humidity 89%

Wind SE 5 km/h

Tonight

10°

Tuesday

20°

Tuesday night

11°

Wednesday

21°

Wednesday night

11°

Thursday

22°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mapes ElementaryElementary21.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$351,920.00
Periodic payment — Principal & Interest (monthly)$2,270.47
Additional monthly expenses (strata, tax, utilities, etc.)$273.36
Total monthly cost$2,543.83
Interest paid over 5-yr term$100,861.28
Balance at end of term$316,553.18

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,213.54

Cash Needed at Closing

Minimum down payment$21,995
Estimated BC PTT$6,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,293

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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