Property Type: Detached HouseOwnership: Freehold

5226 HAYNES Road

Oliver, BC V0H1T1

$979,900

2 bed2 bath4 parking2,242 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.48 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,621.27

Interior

Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, Other, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
OtherMain level5'7'' x 8'8''
MediaMain level11'9'' x 21'3''
Primary BedroomMain level14'0'' x 15'8''
Living roomMain level14'9'' x 16'11''
KitchenMain level13'0'' x 14'0''
FoyerMain level8'0'' x 11'5''
4pc Ensuite bathMain level
Dining nookMain level9'4'' x 13'0''
Dining roomMain level11'5'' x 15'5''
BedroomMain level11'0'' x 11'7''
4pc BathroomMain level

Listing Information

MLS®
10379841
Listed
March 17, 2026
Time on market
On the market for 167 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Wine Capital Realty · Data source: CREA DDF.

Description

Welcome to 5226 Haynes Road—an exceptional rancher offering bright, open-concept living on a quiet, friendly street just minutes south of downtown Oliver. Set on 0.48 of an acre, this property combines comfort, functionality, and impressive outdoor space. The spacious eat-in kitchen is a true centerpiece, featuring a large island, pantry, and quality stainless steel appliances, with seamless flow into the dining and living areas—perfect for both everyday living and entertaining. A cozy gas fireplace, vaulted ceilings and radiant in-floor heating adds warmth and charm to the main living space. The generous primary suite offers a private retreat with direct access to the covered patio, a sizeable walk-in closet, and a well-appointed ensuite complete with a corner soaker tub and separate shower. Step outside to enjoy the fully fenced, private backyard. The expansive covered patio stretches across the rear of the home—ideal for relaxing or hosting while taking in stunning mountain views. Additional highlights include central air conditioning, water softener, underground irrigation, double car garage, and RV parking. A standout feature of this property is the impressive 1,270 sq. ft. detached shop, which includes a mezzanine, separate sub-panel, two 10-ft doors, 10-ft ceilings, is plumbed for in-floor heating and convenient alley access—perfect for hobbyists, car enthusiasts, or extra storage. Contact us today to book your private tour or for more information. (id:63159)

Values & Trends

This listing

$437/sqft

Building average

No other active listings in this building

Oliver Rural average

$489/sqft

41 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Southern Okanagan SecondarySecondary4.5 km
Southern Okanagan AltSecondary4.5 km
Tuc-el-Nuit ElementaryElementary4.5 km
Oliver ElementaryElementary4.6 km
Senpaq'cin School(Independent)Elementary5.5 km
Cawston Primary SchoolElementary14.1 km
Osoyoos ElementaryElementary15.1 km
Osoyoos SecondarySecondary15.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($72,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$783,920.00
Periodic payment — Principal & Interest (monthly)$5,057.59
Additional monthly expenses (strata, tax, utilities, etc.)$497.11
Total monthly cost$5,554.69
Interest paid over 5-yr term$224,673.73
Balance at end of term$705,138.58

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$72,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,973.82

Cash Needed at Closing

Minimum down payment$72,990
Estimated BC PTT$17,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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