524 5 th Street
Vernon, BC V1H1Z1
$590,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
- Frontage
- 60 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Leasehold
- Annual property tax
- $1,750
Interior
- Basement
- Crawl space
- Heating
- Forced air, See remarks
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (1)
- Fireplace type
- Insert
- Flooring
- Hardwood, Laminate, Linoleum
Exterior & Lot
- Exterior features
- Brick, Vinyl siding
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 4 — covered indicated
- Features
- Attached Garage
Restrictions & Policies
- Rentals
- Allowed
- Age / occupancy
- Seniors-oriented community
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | 10' x 11'0'' |
| Other | Main level | 6' x 5'5'' |
| 3pc Ensuite bath | Main level | — |
| Primary Bedroom | Main level | 13' x 13' |
| Bedroom | Main level | 11' x 9' |
| Other | Main level | 20'0'' x 21'0'' |
| Laundry room | Main level | 7'5'' x 5'5'' |
| 4pc Bathroom | Main level | — |
| Family room | Main level | 9' x 15' |
| Living room | Main level | 18' x 14' |
| Dining room | Main level | 12' x 10'0'' |
| Kitchen | Main level | 12'0'' x 12'0'' |
Listing Information
- MLS®
- 10397513
- Listed
- August 14, 2026
- Time on market
- On the market for 17 days
- Data last synced
- August 28, 2026
Listing provided by: Canada Flex Realty Group · Data source: CREA DDF.
Description
Coming to you from Desert Cove, a lovely warm inviting home to call your own. This 3 bed 2 bath open concept home features a 4 season sunroom, fantastic patio, gazebo & private yard to relax in. Located on green space, you'll love the surroundings. The 6' basement is a bonus to store your seasonal items and an oversized walkthrough shed for all the seasonal toys and workshop items is also a fantastic addition. Sellers have taken exceptional care of their home and are ready to pass it on to you. Desert Cove offers a very friendly environment, a full recreation facility including pool and hot tub, library, billiards, craft and exercise spaces. The full event and exercise schedule tells you that its a super place to meet new people and enjoy life. (id:63159)
Values & Trends
This listing
$400/sqft
Building average
—
No other active listings in this building
Swan Lake West average
$394/sqft
21 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
18°C
—
Humidity 66%
Wind ESE 16 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
44,519
(2021 Census)
+11% since 2016
Density: 461.7/km²
Dwellings: 21,287
Median household income: $73,500
After-tax: $66,500
Immigrant population: 12.4%
Top countries of origin (% of total population)
- United Kingdom2.3% · 1,030
- Germany1.2% · 550
- United States of America1% · 450
- India0.8% · 355
- Philippines0.7% · 315
- Netherlands0.6% · 270
- Poland0.3% · 150
- South Africa, Republic of0.3% · 125
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| North Okanagan Junior Academy(Independent) | Elementary/Middle | 5.1 km |
| Vernon Christian School(Independent) | K-12 | 5.5 km |
| B X Elementary | Elementary | 8.3 km |
| Pleasant Valley Christian Academy(Independent) | Elementary/Middle | 8.6 km |
| Harwood Elementary | Elementary | 8.6 km |
| Alexis Park Elementary | Elementary | 8.6 km |
| W.L. Seaton Secondary | Secondary | 8.9 km |
| Ecole Beairsto Elementary | Elementary | 9.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Vernon (SD22)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.