102 1st Street
Vernon, BC V1H1Z1
$475,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
- Lot size
- 0.14 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Leasehold
- Annual property tax
- $1,600
Interior
- Basement
- Crawl space
- Heating
- Forced air, See remarks
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
- Flooring
- Laminate, Carpeted
Exterior & Lot
- Exterior features
- Vinyl siding
- View
- Lake view, Mountain view
Building
- Roof
- Vinyl Shingles, Unknown
Parking
- Total spaces
- 4 — covered indicated
- Features
- Attached Garage
Restrictions & Policies
- Rentals
- Allowed
- Age / occupancy
- Seniors-oriented community
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Full bathroom | Main level | 6' x 8' |
| Full ensuite bathroom | Main level | 6' x 6' |
| Sunroom | Main level | 10' x 16' |
| Bedroom | Main level | 11' x 12' |
| Primary Bedroom | Main level | 11' x 13' |
| Den | Main level | 10' x 11' |
| Kitchen | Main level | 10' x 12' |
| Dining room | Main level | 10' x 13' |
| Living room | Main level | 13' x 14' |
Listing Information
- MLS®
- 10366081
- Listed
- October 17, 2025
- Time on market
- On the market for 318 days
- Data last synced
- August 28, 2026
Listing provided by: Canada Flex Realty Group · Data source: CREA DDF.
Description
Desert Cove is calling you! Charming 2 bedroom rancher with sun room and garden area. Lake and mountain views will have you sitting in the sunroom taking it all in. Includes storage shed, crawlspace and double garage. 5 appliances, reverse osmosis water purifier and water softener. 40+community with recreation facilities: indoor pool, hot tub and full event & exercise programs to participate in. LEASE PREPAID TO 2068. Monthly Maintenance fee of $363 & Monthly Fire protection fee of $35. Please see Desert Cove Rules for info on resale fee payable. All plumbing upgraded to PEX, Roof 2014, Furnace/AC 2015, Water Softener 2016, HWT 2013, Water Filter 2015, Kitchen 2016, Window Inserts 2019. Measurements to be verified if deemed important. (id:63159)
Values & Trends
This listing
$339/sqft
Building average
—
No other active listings in this building
Swan Lake West average
$397/sqft
21 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
16°C
—
Humidity 69%
Wind ESE 14 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
44,519
(2021 Census)
+11% since 2016
Density: 461.7/km²
Dwellings: 21,287
Median household income: $73,500
After-tax: $66,500
Immigrant population: 12.4%
Top countries of origin (% of total population)
- United Kingdom2.3% · 1,030
- Germany1.2% · 550
- United States of America1% · 450
- India0.8% · 355
- Philippines0.7% · 315
- Netherlands0.6% · 270
- Poland0.3% · 150
- South Africa, Republic of0.3% · 125
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
7
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| North Okanagan Junior Academy(Independent) | Elementary/Middle | 5.0 km |
| Vernon Christian School(Independent) | K-12 | 6.0 km |
| B X Elementary | Elementary | 8.7 km |
| Alexis Park Elementary | Elementary | 8.9 km |
| Harwood Elementary | Elementary | 8.9 km |
| Pleasant Valley Christian Academy(Independent) | Elementary/Middle | 8.9 km |
| W.L. Seaton Secondary | Secondary | 9.2 km |
| Ecole Beairsto Elementary | Elementary | 9.9 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (1)
- Unnamed484 m
Nearby places data: © OpenStreetMap contributors.
School district: Vernon (SD22)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.