Property Type: Condo / ApartmentOwnership: Strata

525 Nicola Street Unit# 604

Kamloops, BC V2C6J5

$279,000

1 bed1 bath1 parking588 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$290/mo
Annual property tax
$1,813

Interior

Heating
Radiant heat
Cooling / A/C
Wall unit
Fireplace
None

Building

Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
002-106-051

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Not allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Dining roomMain level9' x 7'
StorageMain level4' x 7'
4pc BathroomMain level
Primary BedroomMain level13' x 11'
Living roomMain level9' x 15'
KitchenMain level7' x 10'

Listing Information

MLS®
10394470
Listed
July 17, 2026
Time on market
On the market for 45 days
Data last synced
August 29, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

Bright, south-facing 1-bedroom condo in the absolute heart of downtown Kamloops! Now vacant! This well-maintained home features a highly functional layout, extending out to a private balcony perfect for enjoying the sunny exposure with natural light, unbeatable location for ultimate convenience: enjoy secure underground parking while living within easy walking distance to Royal Inland Hospital, Riverside Park, transit, shopping, and downtown's best restaurants. Whether you are a first-time buyer looking to get into the market, a healthcare professional wanting a seamless commute, or an investor seeking a preferred rental location, this low-maintenance property is an exceptional opportunity. Rentals are allowed. Schedule your viewing today! (id:63159)

Values & Trends

This listing

$474/sqft

Building average

$409/sqft

3 active listing(s)

South Kamloops average

$515/sqft

34 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
First Baptist Classical Academy of Kamloops(Independent)K-12128 m
St. Ann's Academy(Independent)K-12629 m
Ecole Lloyd George ElementaryElementary656 m
South Kamloops SecondarySecondary792 m
Kamloops School of the ArtsK-121.0 km
Sa-Hali SecondaryElementary1.4 km
Beattie ElementaryElementary1.7 km
South Sa-Hali ElementaryElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Denny's103 m
  • Sleepy's Diner295 m
  • Oriental Gardens396 m
  • Jacob’s Noodle & Cutlet · 264 4th Avenue434 m
  • Cordo Resto & Bar438 m

Cafes (5+)

  • ahhYaY322 m
  • Oasis Cafe345 m
  • Kekuli Cafe Coffee - Kamloops381 m
  • Amplified · 465 Victoria Street415 m
  • Tea House · 372 Seymour Street426 m

Grocery (2)

  • Daana Paani · 414 Seymour Street389 m
  • Save-On-Foods · 450 Lansdowne Street614 m

Parks (5+)

  • Kinsmen South Tot Lot · 975 PLEASANT ST489 m
  • Memorial Hill Park558 m
  • Gaglardi Square · 173 SEYMOUR ST652 m
  • Peterson Creek Nature Park · 1440 GLENFAIR DR757 m
  • Unnamed766 m

Shopping (2)

  • London Drugs · 450 Lansdowne Street573 m
  • Lansdowne Village578 m

Gyms (1)

  • Infusion Fitness · 773 Victoria Street636 m

Pharmacies (5+)

  • Manshadi Fharmacy · St Paul Street215 m
  • Columbia Street Pharmacy · 300 Columbia Street318 m
  • Pratt's · 321 Nicola Street371 m
  • Kipp-Mallery · 273 Victoria Street576 m
  • London Drugs · 450 Lansdowne Street586 m

Banks & ATMs (5+)

  • Mortgage Network · 328 Seymour Street474 m
  • TD · 301 Victoria Street546 m
  • Unnamed548 m
  • Bradford Financial Services · 774 Seymour Street587 m
  • CIBC · 304 Victoria Street593 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($13,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$223,200.00
Periodic payment — Principal & Interest (monthly)$1,440.01
Additional monthly expenses (strata, tax, utilities, etc.)$470.08
Total monthly cost$1,910.09
Interest paid over 5-yr term$63,969.76
Balance at end of term$200,769.12

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$13,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,038.14

Cash Needed at Closing

Minimum down payment$13,950
Estimated BC PTT$3,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,030

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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