Property Type: Condo / ApartmentOwnership: Strata

554 SEYMOUR Street Unit# 314

Kamloops, BC V2C2G9

$324,900

1 bed1 bath1 parking737 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$308/mo
Annual property tax
$1,958.73

Interior

Heating
See remarks
Cooling / A/C
Window air conditioner
Fireplace
None

Exterior & Lot

Exterior features
Stucco

Building

Roof
Tar & gravel, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground, Street

Room Dimensions

RoomLevelDimensions
DenMain level10' x 8'
4pc BathroomMain level
Primary BedroomMain level11' x 12'
KitchenMain level10' x 7'
Dining roomMain level8' x 7'
Living roomMain level13' x 10'

Listing Information

MLS®
10394873
Listed
July 16, 2026
Time on market
On the market for 46 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

Welcome to Unit 314 at 554 Seymour Street—a beautifully updated condo in the heart of downtown Kamloops. This bright, modern home features an open-concept layout with updated cabinetry, countertops, stainless steel appliances, flooring, and a stylishly renovated bathroom with contemporary finishes. Stay comfortable year-round with air conditioning, and enjoy the warmth of the cozy corner gas fireplace. The spacious den provides the perfect space for a home office or guest area, while the walk-through bathroom adds convenience to the functional layout. Step outside to your covered deck, ideal for relaxing or enjoying your morning coffee. This secure, well-maintained building offers controlled entry, an elevator, one underground parking stall, and a storage locker. A central downtown location close to shopping, restaurants, parks, and amenities, this home represents outstanding value. Quick possession is available. All measurements are approximate and should be verified by the buyer if deemed important. (id:63159)

Values & Trends

This listing

$441/sqft

Building average

$408/sqft

2 active listing(s)

South Kamloops average

$516/sqft

34 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
First Baptist Classical Academy of Kamloops(Independent)K-12417 m
St. Ann's Academy(Independent)K-12789 m
Ecole Lloyd George ElementaryElementary819 m
South Kamloops SecondarySecondary1.1 km
Kamloops School of the ArtsK-121.3 km
Sa-Hali SecondaryElementary1.6 km
Beattie ElementaryElementary1.8 km
South Sa-Hali ElementaryElementary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Oriental Gardens55 m
  • Cordo Resto & Bar104 m
  • Stills Co. Tapas & Cocktails · 121 5th Avenue173 m
  • Rebo's Argentine Cuisine · 501 Lansdowne Street178 m
  • Underbelly - By the Pig · 120 5th Avenue186 m

Cafes (5+)

  • Oasis Cafe13 m
  • Amplified · 465 Victoria Street129 m
  • Pizza King151 m
  • Frankly Coffee · 435 Lansdowne Street237 m
  • Tim Hortons · 450 Lansdowne Street261 m

Grocery (2)

  • Daana Paani · 414 Seymour Street228 m
  • Save-On-Foods · 450 Lansdowne Street335 m

Parks (5+)

  • Waterfront Park · 20 MT PAUL WAY500 m
  • Unnamed521 m
  • Unnamed566 m
  • Memorial Hill Park589 m
  • Pioneer Park · 40 7th Avenue607 m

Shopping (2)

  • London Drugs · 450 Lansdowne Street236 m
  • Lansdowne Village254 m

Gyms (1)

  • Infusion Fitness · 773 Victoria Street461 m

Pharmacies (5+)

  • Manshadi Fharmacy · St Paul Street172 m
  • London Drugs · 450 Lansdowne Street246 m
  • Kipp-Mallery · 273 Victoria Street449 m
  • Pharmasave496 m
  • Pratt's · 321 Nicola Street522 m

Banks & ATMs (5+)

  • Unnamed209 m
  • Mortgage Network · 328 Seymour Street367 m
  • Beem Credit Union · 350 Lansdowne Street385 m
  • TD · 301 Victoria Street411 m
  • CIBC · 304 Victoria Street429 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($16,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$259,920.00
Periodic payment — Principal & Interest (monthly)$1,676.92
Additional monthly expenses (strata, tax, utilities, etc.)$508.23
Total monthly cost$2,185.14
Interest paid over 5-yr term$74,493.82
Balance at end of term$233,798.88

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$16,245
Stress test qualifying rate8.09%
Payment you must qualify for$2,373.45

Cash Needed at Closing

Minimum down payment$16,245
Estimated BC PTT$4,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,243

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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