Property Type: Land / LotOwnership: Freehold

5258 Meadow Creek Crescent Lot# 20

Celista, BC V0E1M6

$179,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.22 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$640.13

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, View of water, View (panoramic)

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10379299
Listed
March 14, 2026
Time on market
On the market for 171 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Access Real Estate · Data source: CREA DDF.

Description

Discover the ultimate lakeside lifestyle in the Shuswap with this fantastic lake view lot in Celista, BC. Whether you're envisioning a year-round home or recreational retreat, this property is primed for your building ideas. The lot is levelled at the top for immediate year-round recreational RV use. Power and water are at the lot line, while Telus Fibre Optic is available for high-speed internet and cable, making rural connectivity simple. The groundwork for future construction is complete, including a geotechnical study, land survey, a PERC test and approved septic design. The property offers two convenient driveway options; from the top on Meadow Creek Cres, or the lower end in a quiet cul-de-sac. With no building timelines and no zoning bylaws in Celista, you have flexibility to design at your own pace, plus the freedom for short or long term rentals. For a nominal fee join the Meadow Creek Properties Association to access 1,600ft of private beach, a boat launch, 3 docks, a swim platform, and day-use parking for your vehicle and boat trailer. Ideally located, you are just a 2-min drive from North Shuswap Elementary and the Fetch Panda convenience store, with all the essential daily amenities of Scotch Creek only 6-mins away. Embrace an outdoor enthusiast’s paradise offering world-class boating, fishing, biking, hunting, hiking, ATV trails, skiing, sledding, and a community winter skating rink. Seize this unique opportunity and make this North Shuswap property yours today. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle433 m
Sorrento ElementaryElementary11.3 km
Carlin Elementary MiddleElementary/Middle14.2 km
Shuswap SDA(Independent)Elementary/Middle23.9 km
North Canoe ElementaryElementary23.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Funkerbellies485 m

Parks (2)

  • Unnamed413 m
  • Bristow Road Community Park736 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($8,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$143,920.00
Periodic payment — Principal & Interest (monthly)$928.52
Additional monthly expenses (strata, tax, utilities, etc.)$53.34
Total monthly cost$981.87
Interest paid over 5-yr term$41,247.89
Balance at end of term$129,456.51

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$8,995
Stress test qualifying rate8.09%
Payment you must qualify for$1,314.20

Cash Needed at Closing

Minimum down payment$8,995
Estimated BC PTT$1,799
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,294

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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