Property Type: Land / LotOwnership: Freehold

Lot 24 Hlina Road

Celista, BC V0E1M6

$224,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.54 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$870

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Listing Information

MLS®
10386610
Listed
May 7, 2026
Time on market
On the market for 116 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Lakeside Realty Ltd. · Data source: CREA DDF.

Description

Build your Shuswap getaway on this spacious half-acre lot in Celista offering panoramic lake and mountain views in every direction. With a driveway already installed and access from both Hlina Road and Meadow Creek Road, this property is ready for your ideas. Water and power are available at the lot line, making future development easy and convenient. With no zoning restrictions, this versatile property can be enjoyed recreationally or held as an investment for the future. There is no time commitment to build, giving you the freedom to create your dream retreat at your own pace. Owners also have the option to join Meadow Creek Properties for a small annual fee, providing access to approximately 1,600 feet of beach frontage, a boat launch, picnic area, and dock for loading and unloading — perfect for enjoying all that the Shuswap Lake lifestyle has to offer. Located within walking distance to the local elementary school, Fetch Patch convenience store, and the beach, this property combines peaceful surroundings with everyday convenience. A rare opportunity to secure a scenic and flexible property in the heart of the Shuswap. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle294 m
Sorrento ElementaryElementary11.2 km
Carlin Elementary MiddleElementary/Middle14.0 km
Shuswap SDA(Independent)Elementary/Middle23.7 km
North Canoe ElementaryElementary23.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Funkerbellies374 m

Parks (2)

  • Unnamed277 m
  • Bristow Road Community Park601 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,200) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$179,200.00
Periodic payment — Principal & Interest (monthly)$1,156.14
Additional monthly expenses (strata, tax, utilities, etc.)$72.50
Total monthly cost$1,228.64
Interest paid over 5-yr term$51,359.24
Balance at end of term$161,190.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,200
Stress test qualifying rate8.09%
Payment you must qualify for$1,636.36

Cash Needed at Closing

Minimum down payment$11,200
Estimated BC PTT$2,480
Legal / closing costs (typical estimate)$1,500
Total cash needed$15,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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