Property Type: Detached HouseOwnership: FreeholdNEW LISTING

527 ANNDALE Court

Waterloo, BC N2K2R1

$1,325,000

4 bed4.5 bath6 parking3,715 sqftBuilt 1985
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Open House

Saturday, September 19

2:00 PM4:00 PM

Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Lot size
0.24 acres
Frontage
79 feet

SR2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$11,755

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Wood, Other - See remarks
Appliances
Washer, Refrigerator, Water meter, Water softener, Central Vacuum, Dishwasher, Stove, Dryer, Wet Bar

Exterior & Lot

Exterior features
Brick, Aluminum siding
Lot features
Southern exposure, Wet bar

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system
Utilities
Natural Gas, Cable, Telephone
Security
Alarm system

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Cold roomBasement
3pc BathroomBasement
StorageBasement5'6'' x 13'8''
StorageBasement21'2'' x 14'9''
Bonus RoomBasement
Recreation roomBasement34'1'' x 36'2''
BedroomSecond level12'9'' x 13'9''
5pc BathroomSecond level
BedroomSecond level12'8'' x 15'0''
BedroomSecond level10'10'' x 16'4''
Primary BedroomSecond level17'1'' x 14'11''
5pc BathroomSecond level
2pc BathroomMain level
OfficeMain level11'11'' x 10'10''
FoyerMain level16'6'' x 8'
Living roomMain level11'9'' x 20'10''
Dining roomMain level18'8'' x 15'1''
KitchenMain level16'4'' x 26'11''
Family roomMain level15'1'' x 22'3''

Listing Information

MLS®
40859077
Listed
September 14, 2026
Time on market
On the market for 1 day
Data last synced
September 15, 2026

Listing provided by: Corcoran Horizon Realty · Data source: CREA DDF.

Description

Welcome to 527 Anndale Court, This is your opportunity to live in one of Waterloo's most desired neighbourhoods, backing onto greenspace and trails. This stately 4-bedroom, 5-bathroom detached home is set on a beautifully landscaped yard in Waterloo's sought-after Colonial Acres/East Bridge neighbourhood. This classic two-storey residence offers a thoughtfully laid-out main floor with a grand curved staircase and foyer, formal living and dining rooms, a spacious family room, a private office, and a large eat-in kitchen, all complemented by three fireplaces (natural gas and wood) for warmth and character throughout. Upstairs, the primary suite and three additional bedrooms provide comfortable family living, including a 5-piece ensuite, while the fully finished walk-out basement adds exceptional versatility with in-law capability, a large recreation room, wet bar, workshop, and ample storage — ideal for multi-generational living or entertaining. Outside, enjoy a private deck overlooking mature trees. The home includes a double attached garage with heating and amazing storage space above. With parking for up to six vehicles. Additional features include central vacuum, central air conditioning, forced-air gas heating, and a full alarm system. Ideally located close to top-rated schools, parks, trails, public transit, shopping, and downtown Waterloo, this is a rare opportunity to own a substantial family home in one of the city's most established neighbourhoods. (id:63159)

Values & Trends

This listing

$357/sqft

Building average

No other active listings in this building

118 - Colonial Acres/East Bridge average

$431/sqft

19 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Cambridge

Mostly Cloudy

21°C

Mostly Cloudy

Humidity 54%

Wind S 26 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

126,356

(2021 Census)

+15.5% since 2016

Density: 1,656.3/km²

Dwellings: 54,453

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($107,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,060,000.00
Periodic payment — Principal & Interest (monthly)$6,838.76
Additional monthly expenses (strata, tax, utilities, etc.)$1,165.58
Total monthly cost$8,004.34
Interest paid over 5-yr term$303,799.05
Balance at end of term$953,473.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$107,500
Stress test qualifying rate8.09%
Payment you must qualify for$9,362.15

Cash Needed at Closing

Minimum down payment$107,500
Estimated BC PTT$24,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$133,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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