Property Type: Detached HouseOwnership: Freehold

269 CARRIAGE Way S

Waterloo, BC N2K1S7

$1,399,900

4 bed4.5 bath4 parking3,666 sqft
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
46 feet

R4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$10,455.5

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Water softener, Gas stove(s), Dishwasher, Dryer, Hood Fan, Window Coverings, Garage door opener

Exterior & Lot

Exterior features
Stone, Stucco, Vinyl siding, Brick Veneer
Lot features
Conservation/green belt, Sump Pump, In-Law Suite

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
3pc BathroomBasement
Cold roomBasement10'2'' x 14'11''
Utility roomBasement7'9'' x 15'7''
Laundry roomBasement7'4'' x 6'10''
KitchenBasement7'0'' x 15'3''
Recreation roomBasement20'11'' x 30'9''
BedroomBasement11'5'' x 13'8''
4pc BathroomSecond level
Family roomSecond level11'11'' x 15'3''
BedroomSecond level14'6'' x 9'6''
BedroomSecond level14'11'' x 10'4''
5pc Ensuite bathSecond level
Primary BedroomSecond level17'2'' x 20'8''
2pc BathroomMain level
Laundry roomMain level8'8'' x 6'4''
Mud roomMain level6'11'' x 15'3''
SunroomMain level9'3'' x 15'1''
FoyerMain level12'2'' x 8'7''
Living roomMain level17'4'' x 14'11''
Dining roomMain level9'4'' x 14'10''
KitchenMain level12'0'' x 14'10''

Listing Information

MLS®
40859800
Listed
September 1, 2026
Time on market
On the market for 14 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.

Description

This carefully maintained 4-bedroom, 4-bathroom detached home with separate legal basement unit is located in Waterloo's desirable Woolwich Estates community. Set on a premium lot backing onto protected forest, it offers a stream, greenspace views & no rear neighbours. Custom finishes, hardwood flooring & large windows are found throughout. The main floor includes an oversized foyer with a walk-in closet, a solid oak staircase connecting all 3 levels & a living room with a gas fireplace & a sliding door that leads to the 3-season sunroom overlooking the private backyard. The upgraded kitchen has custom cabinetry, granite countertops, an 8 ft island, newer appliances, & a custom walk-in pantry. The dining area walks out to the backyard deck, while a large mudroom, separate laundry room, & powder room complete this level. Upstairs features new premium hardwood flooring, 3 bedrooms, a 4-piece main bathroom & a flexible loft that can be used as an office, family room, or future bedroom. The primary bedroom spans the back of the home with forest views, 2 walk-in closets with custom built-ins, & a 5-piece ensuite with a freestanding soaker tub, oversized glass shower, & double sinks. The finished basement includes a 4th bedroom, a utility room, a cold storage, & a fully legal bachelor apartment/in-law suite completed in 2022. The suite has a walk-up entrance through a private courtyard, a large living area, kitchen, bedroom space that may be enclosed, a 3-piece bathroom & a 2nd laundry hookup. Outside, the fully fenced yard features a 2-tier deck with pergola, stone patio, gas hookups, low-maintenance landscaping, a water feature & Wi-Fi-controlled irrigation. Carriage Way Park is minutes away, adding more space for kids & pets to play. Located near Lexington/Lincoln Village, this Waterloo home is close to Kiwanis Park, Grand River trails, schools, parks, shopping, public transit, RIM Park, the University of Waterloo, Wilfrid Laurier University, Highway 85 & Highway 401. (id:63159)

Values & Trends

This listing

$382/sqft

Building average

No other active listings in this building

120 - Lexington/Lincoln Village average

$429/sqft

22 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

16°C

Cloudy

Humidity 80%

Wind SE 13 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,119,920.00
Periodic payment — Principal & Interest (monthly)$7,225.34
Additional monthly expenses (strata, tax, utilities, etc.)$1,054.29
Total monthly cost$8,279.64
Interest paid over 5-yr term$320,972.29
Balance at end of term$1,007,371.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,990
Stress test qualifying rate8.09%
Payment you must qualify for$9,880.51

Cash Needed at Closing

Minimum down payment$114,990
Estimated BC PTT$25,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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