Property Type: TownhouseOwnership: StrataNEW LISTING

53 120 Finholm St

Parksville, BC V9P1J4

$399,900

2 bed1 bath1 parking900 sqftBuilt 1989
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Zoning
Residential

RS -3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$366/mo
Annual property tax
$2,172.05

Interior

Heating
Heat Pump, Baseboard heaters, Electric
Cooling / A/C
Air Conditioned
Fireplace
None

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed with restrictions
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level5'10 x 7'9
BedroomMain level8'3 x 11'9
BathroomMain level4-Piece
Primary BedroomMain level10'8 x 11'6
KitchenMain level7'9 x 7'11
Dining roomMain level9'2 x 12'0
Living roomMain level11'10 x 13'9
EntranceMain level3'6 x 6'10

Listing Information

MLS®
1047709
Listed
August 27, 2026
Time on market
On the market for 4 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Island Living (QU) · Data source: CREA DDF.

Description

There’s something wonderfully appealing about a home that gives you just what you need, and leaves you more time to enjoy everything else. This cute 2-bedroom, 1-bathroom end-unit patio home is tucked into a welcoming 55+ complex in Parksville, offering comfortable, easy-care living in a convenient location. Step inside and you’ll immediately appreciate the vaulted ceiling in the living room, creating a bright, airy feeling. Recent upgrades add comfort and style, including a heat pump for efficient year-round heating and cooling, new living room blinds, an updated bathroom vanity and fixtures, and a new sliding glass door leading to the back patio - a lovely spot for morning coffee, a few colourful flower pots, or a quiet afternoon outdoors with a good book. A dedicated storage room provides handy extra space for all the things you want nearby but neatly tucked away. Whether you’re downsizing or simply ready for a home that asks a little less of you, this charming patio home offers an easy place to settle in and enjoy the next chapter. (id:63159)

Values & Trends

This listing

$444/sqft

Building average

No other active listings in this building

The Meadows average

No comparable active listings

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Qualicum Beach

16°C

Humidity 73%

Wind WSW 4 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

13,642

(2021 Census)

+9.5% since 2016

Density: 939.5/km²

Dwellings: 7,105

Median household income: $66,500

After-tax: $61,200

Immigrant population: 17.1%

Top countries of origin (% of total population)

  • United Kingdom6.7% · 915
  • Germany1.6% · 215
  • Philippines1.5% · 210
  • United States of America1.4% · 195
  • Netherlands0.7% · 90
  • China0.4% · 50
  • Korea, South0.3% · 45
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Secondaire Ballenas SecondarySecondary1.1 km
Springwood ElementaryElementary1.2 km
Pass/Woodwinds AlternateSecondary1.3 km
Oceanside ElementaryElementary2.8 km
Errington ElementaryElementary4.2 km
Arrowview ElementaryElementary6.2 km
Kwalikum SecondarySecondary8.4 km
Nanoose Bay ElementaryElementary11.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Kavalas · 180 Moilliet Street North131 m
  • Tan's Kitchen · 332 West Island Highway257 m
  • The Bayside Restaurant & Lounge · 240 Dogwood Street346 m
  • Unnamed570 m
  • Unnamed694 m

Parks (5+)

  • Marks Nature Park · 124 Finholm Street North227 m
  • Sutherland Park · 395 Sutherland Place290 m
  • Unnamed349 m
  • Unnamed530 m
  • Sylvan Park · 36 Sylvan Crescent545 m

Nearby places data: © OpenStreetMap contributors.

School district: Qualicum (SD69)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (strata, tax, utilities, etc.)$592.30
Total monthly cost$2,656.32
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,921.34

Cash Needed at Closing

Minimum down payment$19,995
Estimated BC PTT$5,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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