Property Type: Detached HouseOwnership: Freehold

540 Langford St

Victoria, BC V9A3C6

$925,000

3 bed1 bath3 parking998 sqftBuilt 1989
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Property Details

Property & Lot

Sub-type
House
Lot size
4,055 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,618.71

Interior

Heating
Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
3 — covered indicated
Features
Garage

Room Dimensions

RoomLevelDimensions
BedroomMain level
BedroomMain level
Primary BedroomMain level
BathroomMain level4-Piece
Laundry roomMain level
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1047422
Listed
August 22, 2026
Time on market
On the market for 9 days
Data last synced
August 28, 2026

Listing provided by: DFH Real Estate Ltd. · Data source: CREA DDF.

Description

A rare opportunity in the heart of Vic West! This charming single-level home offers a functional three-bedroom layout, with the third bedroom currently used as a den/office and no closet. Inside, you’ll find a bright living room, generous dining area and an updated kitchen with crisp white cabinetry, stainless appliances, subway tile backsplash and plenty of counter space. The primary bedroom is comfortably sized, while the updated bathroom and dedicated laundry room add everyday convenience. An attached single garage is a standout feature, providing secure parking and valuable storage. Outside, enjoy a private, low-maintenance yard with a spacious patio, mature trees and a detached storage shed. Set beside Victoria West Elementary and just steps from parks, neighbourhood amenities and the waterfront, with downtown Victoria only minutes away. An excellent option for first-time buyers, downsizers or anyone looking for a detached home in one of Victoria’s most convenient neighbourhoods. (id:63159)

Values & Trends

This listing

$927/sqft

Building average

No other active listings in this building

Victoria West average

$648/sqft

4 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Victoria West ElementaryElementary88 m
Esquimalt High SchoolSecondary774 m
Victor-BrodeurK-12955 m
BeausoleilElementary955 m
Selkirk Montessori School(Independent)Elementary/Middle1.0 km
SJ Burnside Education CentreSecondary1.4 km
Ecole Macaulay ElementaryElementary1.6 km
Rockheights Middle SchoolElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Crown Palace · 405 Craigflower Road207 m
  • Thai Green Elephant · 809 Craigflower Road600 m
  • Pita Land · #110, 182 Wilson Street604 m
  • Victoria Sushi · 176 Wilson Street608 m
  • Browns Crafthouse · 184 Wilson Street632 m

Cafes (2)

  • Spiral Cafe · 418 Craigflower Road206 m
  • Starbucks644 m

Grocery (1)

  • The Market Garden · 810 Catherine Street301 m

Parks (5+)

  • Raynor Park · 530 Raynor Avenue141 m
  • Hereward Green · 904 Hereward Road364 m
  • Banfield Park · 521 Craigflower Road427 m
  • Alston Green · 190 Bay Street517 m
  • Dundas Green520 m

Gyms (1)

  • Truth Gym Gallery · 1035 Alston Street487 m

Pharmacies (2)

  • Pharmasave · 180 Wilson Street591 m
  • Save-On-Foods · 172 Wilson Street691 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$740,000.00
Periodic payment — Principal & Interest (monthly)$4,774.23
Additional monthly expenses (strata, tax, utilities, etc.)$434.89
Total monthly cost$5,209.12
Interest paid over 5-yr term$212,086.13
Balance at end of term$665,632.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,593.87

Cash Needed at Closing

Minimum down payment$67,500
Estimated BC PTT$16,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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