Property Type: Detached HouseOwnership: FreeholdNEW LISTING

555 KILLBEAR Court

Waterloo, BC N2V2R9

$949,000

4 bed3 bath6 parking2,434 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
2
Frontage
44 feet

R4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,230.33

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Window Coverings, Garage door opener, Microwave Built-in

Exterior & Lot

Exterior features
Brick
Lot features
Cul-de-sac, Backs on greenbelt, Conservation/green belt, Sump Pump, Automatic Garage Door Opener, Private Yard

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement10'4'' x 9'7''
StorageBasement18'1'' x 17'3''
Recreation roomBasement18'10'' x 30'0''
Cold roomBasement5'11'' x 10'1''
BedroomBasement13'2'' x 10'11''
BedroomBasement11'6'' x 13'0''
4pc BathroomBasement6'6'' x 8'5''
3pc Ensuite bathMain level7'11'' x 8'3''
4pc BathroomMain level9'4'' x 4'11''
Primary BedroomMain level17'0'' x 17'2''
KitchenMain level18'0'' x 15'7''
FoyerMain level6'0'' x 8'0''
Dining roomMain level9'5'' x 15'8''
BedroomMain level10'5'' x 11'8''

Listing Information

MLS®
40862258
Listed
September 10, 2026
Time on market
On the market for 4 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX Real Estate Centre Inc. · Data source: CREA DDF.

Description

Welcome to 555 Killbear Court, Waterloo — a bright and spacious bungalow offering over 2,400 sq. ft. of finished living space, a versatile four-bedroom layout, and a beautiful natural setting backing onto greenspace and a pond. Originally a builder’s model, this thoughtfully designed home offers two bedrooms and two full bathrooms on the main level, with an additional two bedrooms and one full bathroom on the lower level. The finished walkout basement provides excellent flexibility for family living, guests, plenty of storage, recreation space, or extended family accommodation. Large windows and the walkout design bring an abundance of natural light throughout the home, while the backyard’s peaceful setting overlooking greenspace and a pond provides a wonderful sense of privacy and connection to nature. The home also features a double car garage and a generous four car driveway, providing ample parking for family and guests. Located in desirable North Waterloo , this home is ideally situated close to Laurel Creek Conservation Area, scenic walking trails, St Jacobs Farmers' Market, shopping, restaurants, major highways and everyday amenities. Enjoy the tranquility of a natural setting while remaining conveniently connected to everything Waterloo has to offer. (id:63159)

Values & Trends

This listing

$390/sqft

Building average

No other active listings in this building

441 - Erbsville/Laurelwood average

$404/sqft

17 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,200.00
Periodic payment — Principal & Interest (monthly)$4,898.10
Additional monthly expenses (strata, tax, utilities, etc.)$641.19
Total monthly cost$5,539.29
Interest paid over 5-yr term$217,588.90
Balance at end of term$682,902.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,759.97

Cash Needed at Closing

Minimum down payment$69,900
Estimated BC PTT$16,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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